FHA VS Conventional loan in Opelousas, St. Landry County, Louisiana

In 2026, the limit for Conventional loans in Opelousas, county of St. Landry, LA, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision of the best program in LA for your situation.

Explore loan offers from over 100 lenders

2026 Loan Limits and Downpayment Details in Opelousas, St. Landry, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 70570

Loan Options: Conventional and FHA in Opelousas, LA

Lendersa® seeks to find you the most suitable Conventional, USDA, or FHA loan quickly and without hassles. Select one of three paths to connect with matching lenders and loan programs.

Review USDA loan requests and results from Lendersa


Opelousas Lenders

  • Bank of Sunset and Trust Company
  • 863 Napoleon Avenue, Sunset, LA, 70584
  • Lends in Louisiana
  • Long gone are the days where your savings account was located under your mattress. You need a bank you can depend on to provide the best and most beneficial financial services for the security of you and your family. Bank of Sunset and Trust Co. is just the financial institution to do so. This Louisiana-based bank, opened more than 100 years ago.

  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Lends in Louisiana
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.

    Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product

  • IBERIABank
  • 200 West Congress Street, Lafayette, LA, 70501
  • Lends in Louisiana
  • The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,

  • MORTGAGESOLUTIONS360 LLC
  • 127 Clinton St., Lafayette, LA, 70501
  • Lends in Louisiana
  • MortgageSolutions360 is a mortgage broker designed to make your experience fast and easy. We offer the experience to offer you the information that will help you make the best decisions. With several lenders to choose from, we are able to offer you the lowest rates and best service possible.
    WE MAKE IT EASY.

  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Lends in Louisiana
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.

  • Acadian Federal Credit Union
  • 102 Sunbeam Lane, Lafayette, LA, 70506
  • Lends in Louisiana
  • Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.

  • 705 Federal Credit Union
  • 1455 West Willow Street, Lafayette, LA, 70506
  • Lends in Louisiana
  • 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.

  • University of Louisiana Federal Credit Union
  • 805 Bertrand Drive, Lafayette, LA, 70506
  • Lends in Louisiana
  • Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.

  • Meritus Credit Union
  • 515 Guilbeau Road, Lafayette, LA, 70506
  • Lends in Louisiana
  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,