FHA VS Conventional loan in Houma, Terrebonne County, Louisiana

In 2025, Convetional loan limit in Houma, county of Terrebonne, LA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in LA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Houma, county of Terrebonne, LA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 70363, 70360, 70361

Conventional and FHA loan options in Houma, LA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • KEYPOINT MORTGAGE, LLC
  • 150 Morris Avenue Suite 206,, Springfield, NJ, 7081
  • At Keypoint Mortgage LLC, we are proud to offer a wide range of mortgage loan options for clients at all levels, from first-time buyers through seasoned real estate investors. To help determine the best loan program for you, consider the following: How important is payment certainty? If knowing that your payment will be the same
  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.
  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
  • Motion Federal Credit Union
  • 360 N Wood Avenue, Linden, NJ, 07036
  • Motion is a not-for-profit, member-owned, volunteer-directed financial cooperative that provides sound, customized banking solutions for member/owners and their families. Motion exists to assist our member/owners with better cash flow management, while exceeding their financial service expectations.
  • Atlantic Federal Credit Union NJ
  • 37 Market Street, Kenilworth, NJ, 07033
  • Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
  • The First National Bank of Groton
  • 161 Main Street, Groton, NY, 13073
  • The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
  • SEA VIEW MORTGAGE, INC.
  • 27 Beach Rd Suite 5A, Monmouth Beach, NJ, 7750
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America's Mortgage Lender, Florida
  • 100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
  • America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
  • The Dime Bank
  • 820 Church Street, Honesdale, PA, 18431
  • At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin