FHA VS Conventional loan in Houma, Terrebonne County, Louisiana
In 2025, the conventional loan limit set for Houma, in the county of Terrebonne, LA, is $726,200. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate and compare the top rates for Conventional, FHA, and USDA loans today. Determine necessary income, credit standing, reserves, and required documents for qualification. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in selecting the optimal program for your financial circumstances in LA.
2025 Loan Limits and Down Payment Requirements in Houma, Terrebonne, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is relevant for zip codes: 70363, 70360, 70361
Conventional and FHA Loan Opportunities in Houma, LA
The primary goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loans quickly and without fuss. Choose one of the three starting strategies that connect you with matching lenders and loan programs.
2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
"Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.
We want to help you either finance or refinace your dream home"
HomeIT Lending is a fast growing mortgage company with a firm commitment to delivering quality service to our customers. We offer a wide range of mortgage products with competitive rates and fast closing. We pride ourselves on providing superior customer service and creating satisfied customers.
POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.
606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.
309 South Berendo Street, Apartment 1, Los Angeles, CA, 90020
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
3699 Wilshire Blvd, Suite 670, Los Angeles, CA, 90010
Primus Lending Corporation is a privately held mortgage bank, founded in March of 2000. After working for several years as a loan originator and manager for other companies, the owner decided to start his own company, on a platform of dedication to high-quality, premier customer service, to both retail clients and real estate professionals.
3700 Wilshire Boulevard, Suite 999, Los Angeles, CA, 90010
Viewpoint Mortgage Inc is a full-service mortgage firm established in 1986. Founded in the heart of Los Angeles (Mid-City - Wilshire). Viewpoint Mortgage have built a very strong reputation over 3 decades as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders, investors and individual homebuyers.
