FHA VS Conventional loan programs in 2025 for Houma, Terrebonne County, Louisiana
In 2025, the conventional loan limit set for Houma, in the county of Terrebonne, LA, is $726,200. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate and compare the top rates for Conventional, FHA, and USDA loans today. Determine necessary income, credit standing, reserves, and required documents for qualification. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in selecting the optimal program for your financial circumstances in LA.
2025 Loan Limits and Down Payment Requirements in Houma, Terrebonne, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is relevant for zip codes: 70363, 70360, 70361
Conventional and FHA Loan Opportunities in Houma, LA
The primary goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loans quickly and without fuss. Choose one of the three starting strategies that connect you with matching lenders and loan programs.
125 Kingsland Avenue, Suite 201, Clifton, NJ, 07014
Waring Investments, Inc. was founded in 1991. Owners and principals, Morris and David Spector, have successfully led Waring since its inception and have over 50 years of combined experience in the hard money loan business. They have distinguished the Company as a direct lender in the commercial-private and hard money real estate market.
Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward
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17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi
Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
Diversified Funding, we strive to always provide outstanding customer experiences and honest, reliable advice. We take the time to learn about each client’s goals, to educate on the variety of available options, and to recommend a solution that fits the client’s needs. This customer-centric approach smooths the buying process.
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Jumbo Loan Experts, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
