FHA VS Conventional loan in Monticello, East Baton Rouge County, Louisiana
In 2026, the limit for a Conventional loan in Monticello, within East Baton Rouge county, LA, is $726,200. For a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® Conventional loan calculator to assess and compare the most favorable rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit rating, reserves, and paperwork needed for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide the best program for your financial situation in LA.
Loan Limits and Down Payment Requirements for 2026 in Monticello, County of East Baton Rouge, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 70814
Exploring Conventional and FHA Loan Options in Monticello, LA
Lendersa® is dedicated to finding you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting paths that connect you with matching lenders and appropriate loan programs.
American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
Here at The First National Bank of Hebbronville, we provide you with the best banking possible. Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983. Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.
2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.
