Explore the differences! FHA VS Conventional loan programs in Baker, East Baton Rouge County, Louisiana

As of 2025, the limit for Conventional loans in Baker, county of East Baton Rouge, LA, is set at $726,200, while the FHA limit for a single-family residence is $472,030.

Use the Lendersa® Conventional loan calculator to examine today's best rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documentation requirements necessary to qualify. Our mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans alongside each other, helping you choose the most suitable program for your specific financial needs in LA.

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2025 Loan Limits and Down Payment Requirements in Baker, East Baton Rouge County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table covers the zip codes: 70714, 70704

Exploring Conventional and FHA Loan Options in Baker, LA

Lendersa® strives to provide the optimal Conventional, USDA, or FHA loan options quickly and without hassle. Start with one of three pathways to connect with suitable lenders and loan programs tailored to your circumstances.

Outcome of Lendersa USDA loan request and matching results


  • First State Bank
  • 240 N. First St., Irvington, KY, 40146
  • First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Bombay Mortgage
  • 8 Sorento Drive Suite 14, Osprey, FL, 34229
  • Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan
  • ABK Financial LLC
  • 12004 Legacy Estates Blvd, Sarasota, FL, 34238
  • "Our quick, easy assistant focuses on your individual needs, Receive purchase information instantly. Refinancing has changed. You can trust our knowledgeable advice and excellent personal service. We love our customers, so feel free to visit during normal business hours. ABK Financial Headquarter in sarasota, FL."
  • Alive Credit Union
  • 9790 Touchton Road, Jacksonville, FL, 32246
  • Our Vision is to be the healthcare community's first choice for financial solutions. Our Mission is to provide distinctive value to our members and to foster economic opportunities within our communities. Our Core Values are Professionalism,Responsiveness, Integrity, Dependability, and Empathy.
  • Florida Capital Bank
  • 10151 Deerwood Park Blvd, Building 100, Suite 200, Jacksonville, FL, 32256
  • FLCBank is a leader in the banking industry focusing on solutions for the financial well-being of businesses and their owners. We are a nationally chartered bank headquartered in Jacksonville, Florida with full service branches located in Gainesville, Orlando, Tampa Bay, and Jacksonville
  • Bankers Home Mortgage
  • 10175 Fortune Parkway, Unit 1004, Jacksonville, FL, 32256
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Florida Homes Realty and Mortgage
  • 11512 Lake Mead Ave, Jacksonville, FL, 32256
  • With years of experience helping local buyers and sellers just like yourself, we know how to locate the finest properties and negotiate the best deals. It's our job to know about the latest market conditions, government regulations, and upcoming developments — so that you don't have to.
  • North Florida Mortgage Brokers
  • 7998 Joshua Tree Ln, Jacksonville, FL, 32256
  • NFL Mortgage Brokers was founded by Timothy Newman in Jacksonville, FL. on the principals of competitive pricing, speed, & quality-of-service from start-to-finish.Whether you’re looking to purchase your first home, refinance a current mortgage, or purchase your next investment property – NFL Mortgage Brokers has the right mortgage solution for you!