Explore the differences! FHA VS Conventional loan programs in Baker, East Baton Rouge County, Louisiana
As of 2026, the limit for Conventional loans in Baker, county of East Baton Rouge, LA, is set at $726,200, while the FHA limit for a single-family residence is $472,030.
Use the Lendersa® Conventional loan calculator to examine today's best rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documentation requirements necessary to qualify. Our mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans alongside each other, helping you choose the most suitable program for your specific financial needs in LA.
2026 Loan Limits and Down Payment Requirements in Baker, East Baton Rouge County, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table covers the zip codes: 70714
Exploring Conventional and FHA Loan Options in Baker, LA
Lendersa® strives to provide the optimal Conventional, USDA, or FHA loan options quickly and without hassle. Start with one of three pathways to connect with suitable lenders and loan programs tailored to your circumstances.
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.
Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
Southern Teachers and Parents Federal Credit Union
728 Harding Boulevard, Baton Rouge, LA, 70807
Lends in Louisiana
Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions
7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806
Lends in Louisiana
A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.
