Explore the differences! FHA VS Conventional loan programs in Morgan-City, St. Mary County, Louisiana
In 2025, the Conventional loan limit in Morgan-City within St. Mary county, LA, stands at $647,200. The FHA limit for a single-family home, however, is set at $420,680.
With the Lendersa® Conventional loan calculator, compare the prime rates of today for Conventional, FHA, and USDA loans. It also aids in determining the needed income, credit score, reserves, and documentation for qualification. This sophisticated mortgage tool offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, to help you decide which is the best fit for your financial needs in LA.
2025 Limits and Down Payment Details in Morgan-City, St. Mary, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 70380, 70381
Options for Conventional and FHA Loans in Morgan-City, LA
The aim of Lendersa® is to efficiently secure for you the most suitable Conventional, USDA, or FHA loan options without unnecessary delay. Choose one of three starting points to identify lenders and loan programs tailored to your needs.
With more than 30 years of experience working in every aspect of the mortgage and real estate professions, I am passionate about helping people achieve their financial goals through home ownership. I take the time to listen, understand, and share the vision of everyone I work with to assure that they are informed.
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9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan
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A bit about us, so you'll feel more at home working with our team. Getting a home loan is an exciting (and sometimes overwhelming) time in your life. We are proud to work with you as an integral part of these moments. Regardless of your unique needs we bring all the right elements together to create a positive solution for your home loan
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