FHA VS Conventional loan programs in Morgan-City, St. Mary County, Louisiana
In 2025, the Conventional loan limit in Morgan-City within St. Mary county, LA, stands at $647,200. The FHA limit for a single-family home, however, is set at $420,680.
With the Lendersa® Conventional loan calculator, compare the prime rates of today for Conventional, FHA, and USDA loans. It also aids in determining the needed income, credit score, reserves, and documentation for qualification. This sophisticated mortgage tool offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, to help you decide which is the best fit for your financial needs in LA.
2025 Limits and Down Payment Details in Morgan-City, St. Mary, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 70380, 70381
Options for Conventional and FHA Loans in Morgan-City, LA
The aim of Lendersa® is to efficiently secure for you the most suitable Conventional, USDA, or FHA loan options without unnecessary delay. Choose one of three starting points to identify lenders and loan programs tailored to your needs.
NSMN is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
12443 San Jose Blvd, Unit 103,, Jacksonville, FL, 32223
OneTrust Home Loans is a privately-owned direct lender and servicer with sales and operations across the country. In addition to the standard loan options like Conventional, FHA, VA, USDA, and Jumbo, OneTrust also boasts Portfolio and Construction Lending divisions. OneTrust Home Loans places special importance on customer service
"Prodigy Home Loans has been serving the home loan needs of Florida home buyers since 1999, offering a full portfolio of mortgage lending options.
Are you looking to purchase your first home? Have you found the home of your dreams? Or maybe you are considering refinancing or consolidating debt."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.
2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
