In 2026, the Conventional loan limit in Morgan-City within St. Mary county, LA, stands at $647,200. The FHA limit for a single-family home, however, is set at $420,680.
With the Lendersa® Conventional loan calculator, compare the prime rates of today for Conventional, FHA, and USDA loans. It also aids in determining the needed income, credit score, reserves, and documentation for qualification. This sophisticated mortgage tool offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, to help you decide which is the best fit for your financial needs in LA.
Review loan offers from 100 lenders.
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to zip codes: 70380
The aim of Lendersa® is to efficiently secure for you the most suitable Conventional, USDA, or FHA loan options without unnecessary delay. Choose one of three starting points to identify lenders and loan programs tailored to your needs.
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