FHA VS Conventional loan programs in Franklin, St. Mary County, Louisiana

For 2025, the Conventional loan cap in Franklin, county of St. Mary in LA, is $726,200, while the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you decide which program in LA suits your financial needs.

See loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Franklin, St. Mary County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable for these zip codes: 70538

Options for Conventional and FHA Loans in Franklin, LA

The goal of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose from three starting paths that lead to matching lenders and loan programs.

Results for Lendersa USDA loan request and matching


  • Fidelity Capital Home Loans
  • 1425 Stanford Street, Suite 3, Santa Monica, CA, 90404
  • Fidelity Capital Home Loans focuses on all aspects of residential lending working directly with Buyers, Home Owners, Realtor Partners as well as Lawyers, CPA’s and other professionals. Integrity and a commitment to excellence is our standard and David Patrick Baron. The Broker, and Owner of Fidelity Capital Home Loans.
  • General Realty Group Inc.
  • 14914 Burbank Boulevard, Sherman Oaks, CA, 91411
  • "General Realty Group, Inc. offers consumers a wide variety of mortgage products at competitive rates and terms delivered with exceptional service and support throughout the entire loan process. We offer a full line of loan products including FHA/VA and Conventional Loans, including fixed and adjustable options."
  • Equity Financial Mortgage
  • 5900 Sepulveda Boulevard, Suite 525, Sherman Oaks, CA, 91411
  • Equity Financial Mortgage we strive to evaluate all the mortgage possibilities that are right for you, working with you every step of the way. That way, we can create a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in California.
  • KB Capital group
  • 15021 ventura blvd, Sherman Oaks, CA, 91403
  • We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close Private money / Non-QM programs 70 CLTV No fico required
  • Option One Lending
  • 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
  • Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
  • 1st Point Lending Inc.
  • 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
  • 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
  • Banc Mortgage, Inc
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Lending Group
  • 15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
  • PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
  • Unity Mortgage Lending, Inc.
  • 15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.