FHA VS Conventional loan in Franklin, St. Mary County, Louisiana

For 2025, the Conventional loan cap in Franklin, county of St. Mary in LA, is $726,200, while the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you decide which program in LA suits your financial needs.

See loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Franklin, St. Mary County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable for these zip codes: 70538

Options for Conventional and FHA Loans in Franklin, LA

The goal of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose from three starting paths that lead to matching lenders and loan programs.

Results for Lendersa USDA loan request and matching


  • WESTconsin Credit Union
  • 3333 Schneider Avenue SE, Menomonie, WI, 54751
  • WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.
  • Presidential Bank
  • 4520 East-West Highway, Bethesda, MD, 20814
  • Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
  • Paradigm Mortgage Services
  • 7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814
  • Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland. NMLS ID # 205094 (www.nmlsconsumeraccess.org) Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts
  • Presidential Mortgage Group
  • 4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
  • Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
  • Walker & Dunlop
  • 7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
  • Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
  • MortgageStar LLC
  • 4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
  • Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
  • MC Financial Inc
  • 7315 Wisconsin Avenue, Office 414, Bethesda, MD, 20814
  • We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.
  • Bancstar Mortgage LLC
  • 8120 Woodmont Ave, Bethesda, MD, 20814
  • The Bancstar Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Access Capital Mortgage
  • 4600 East-West Hwy, Bethesda, MD, 20814
  • Access Capital Mortgage is a full service nationwide lender, known for its integrity and experience in the mortgage industry. We offer multiple loan programs with great rates and flexible terms. Access Capital Mortgage has three retail branches conveniently located in the Baltimore, Maryland Metro Washington D.C. area.