Explore the differences! FHA VS Conventional loan programs in Franklin, St. Mary County, Louisiana
For 2025, the Conventional loan cap in Franklin, county of St. Mary in LA, is $726,200, while the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you decide which program in LA suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Franklin, St. Mary County, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable for these zip codes: 70538
Options for Conventional and FHA Loans in Franklin, LA
The goal of Lendersa® is to quickly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose from three starting paths that lead to matching lenders and loan programs.
Established in 1910 we are a community bank located in Southern Illinois, locally owned and managed by people you can trust. The luka State Bank offers the integrity and stability of a Five Star rated financial institution — the highest rating awarded by Bauer Financial Rating Service and proof that we rank among the strongest banks in the country.
MCSB is a mutual community bank that is owned by you, our depositors! Our goal is to protect the mutual community banking philosophy, which is to make serving customers and community a priority, while keeping profits at a reasonable level. Most banking organizations that are owned by shareholders expect a return on their investment
Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.
To provide personal, professional service while offering a variety of products
785 King George Boulevard, Suite 201, Savannah, GA, 31419
Harbor Mortgage Company, has been working in finance since he graduated from the University of Alabama in 1992 with a degree in corporate finance and investment management. After spending nearly a decade helping clients finance and invest in properties, Mr. Soderlind opened Harbor Mortgage Company in 2001.
We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
5889 S. Williamson Blvd., Suite 1320, Port Orange, FL, 32128
We are dedicated to becoming the leading provider of residential mortgage loans in Volusia County, Florida. We will accomplish this by providing superior service and value to our clients while adhering to high standards of integrity, ethics, and accountability in all we do. We live here, we work here. Neighbors helping neighbors.
5889 S. Williamson Blvd. Ste. 210, Port Orange, FL, 32128
"Established 1994Sandra Inosencio is your premier mortgage professional located in Port Orange, Florida. We pride
ourselves on offering some of the lowest rates nationwide and make the loan process simple,
straightforward and fast for borrowers seeking a mortgage in the Florida area."
