Explore the differences! FHA VS Conventional loan programs in Bayou-Vista, St. Mary County, Louisiana

For 2025, the limit on a Conventional loan in the city of Bayou-Vista, situated in St. Mary county, LA, is $647,200. Meanwhile, the FHA limit for a single-family residence stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the prime rates today across Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and documentation to qualify. With our enhanced mortgage calculator, examine Conforming Conventional loans, USDA, FHA, and VA options side by side to select the optimal program suited to your financial situation in LA.

Explore loan offers from a comprehensive network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Bayou-Vista, St. Mary County, LA

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant for zip codes: 70380

Options for Conventional and FHA Loans in Bayou-Vista, LA

Lendersa® aims to quickly provide you with the best possible loans, be it Conventional, USDA, or FHA, with minimal hassle. Choose from one of three starting points to connect with matching lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • Select Mortgage
  • 8100 Ralston Rd, Suite 230, Arvada, CO, 80002
  • Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Brookside Lending
  • 5460 Ward Road, Suite 215, Arvada, CO, 80002
  • Brookside Lending is a Experienced mortgage broker team to help you obtain the best available products and pricing for your home purchase, home refinance, or reverse mortgage needs. speciality in Residential and Investment property transactions Home Refinance options The real estate buying and selling process and Fixed & ARMs, Jumbo Reverse more
  • Venture Financial Inc
  • 6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002
  • Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole
  • Legacy Mutual Mortgage
  • 5690 Webster Street, Arvada, CO, 80002
  • Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.
  • Toro Credit Union
  • 8111 Lyndale Avenue South, Bloomington, MN, 55420
  • Toro Federal Employees Credit Union offers comprehensive financial services to Toro employees who live in the United States, as well as their immediate family members. Immediate family members include: spouses, children, stepchildren, parents, grandparents, grandchildren, brothers and sisters.
  • Superior Financing, Inc.
  • 8053 East Bloomington Freeway, Suite 300, Bloomington, MN, 55420
  • Superior Financing, Inc. is a small independent brokerage firm with national investor alliances for favorable (enhanced) pricing. Superior Financing, Inc. utilizes state of the art industry leading software and technology for streamline applications, processing and underwriting for a smooth process and enjoyable experience.
  • TruStone Financial Credit Union
  • 2772 E 82nd St, Bloomington, MN, 55425
  • Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better. Our vision is to create a financial institution that people respect, admire.
  • MLP Home Mortgage Inc.
  • 1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
  • At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Choice Home Finance LLC
  • 5560 Compton Lane, Eldersburg, MD, 21784
  • Choice Home Finance is a licensed mortgage broker committed to responsible lending. We are experts in locating the best mortgage for your individual circumstances. We have extensive experience in most of the products and programs that are available today. We can help you secure a residential mortgage loan,