Explore the differences! FHA VS Conventional loan programs in Patterson, St. Mary County, Louisiana

In 2025, the limit for a Conventional loan in Patterson, located within St. Mary, LA, is $726,200, whereas the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA options. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the ideal program for your financial circumstances in LA.

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Details on 2025 Loan Limits and Down Payments in Patterson, St. Mary, LA

Loan Type Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 70392

Exploring Conventional and FHA Loan Options in Patterson, LA

The aim of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan for you swiftly and without hassle. Begin by choosing one of three paths to find corresponding lenders and loan programs.

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  • The Mortgage Company of Southern Indiana, Inc
  • 332 3rd Ave, Suite 13, Jasper, IN, 47546
  • The Mortgage Company of Southern Indiana would love to assist you with your next home-buying experience! The Mortgage Company of Southern Indiana has been helping people for over 13 years and delivers excellent customer service to help you every step of the way qualify for your next home mortgage.
  • My Community Credit Union
  • 600 West Louisiana, Midland, TX, 79701
  • My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
  • Community Bank of Raymore
  • 801 West Foxwood Drive, Raymore, MO, 64083
  • We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
  • R-G Federal Credit Union
  • 421 Remington Plaza Court, Raymore, MO, 64083
  • R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.
  • Community Bank
  • 1729 College Boulevard, Alva, OK, 73717
  • Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
  • BancCentral
  • 604 Flynn Street, Alva, OK, 73717
  • BancCentral National Association, founded in 1919, offers a range of depository and lending services. BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919. We will customize a trust specifically for your needs and Confidential
  • Catholic Family Federal Credit Union
  • 717 N Socora Street, Wichita, KS, 67212
  • Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.