FHA VS Conventional loan in New-Roads, Pointe Coupee County, Louisiana

In 2025, the conventional loan limit for New-Roads, located in Pointe Coupee county, LA, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to choose the optimal program in LA for your financial needs.

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2025 Loan Limits and Downpayment Requirements in New-Roads, Pointe Coupee, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Relevant zip codes: 70760

Available Conventional and FHA Loan Options in New-Roads, LA

Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loan with minimal hassle. Pick any of the three starting points to find matching lenders and loan programs.

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  • Ascension Credit Union
  • 2430 S Burnside Avenue, Gonzales, LA, 70737
  • Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
  • Advanced Commercial Capital
  • 2416 S Philippe, Gonzales, LA, 70737
  • Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.
  • Courtyard Mortgage Company
  • 40472 La-621, Suite B, Gonzales, LA, 70737
  • Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
  • The Lending Smith Mortgage LLC
  • 39510 Legacy Lake Drive, Gonzales, LA, 70737
  • We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Preferred Lending Solutions, LLC
  • 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518
  • Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
  • First Pioneers FCU
  • 2235 South College Road, Lafayette, LA, 70508
  • First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
  • Loans with Gus
  • 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508
  • Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
  • Neighborly Home Lending
  • 218 Rue Beauregard, Suite I, Lafayette, LA, 70508
  • Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
  • Milestone Mortgage
  • 91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
  • we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.
  • My Mortgage Company, LLC
  • 141 Treasure Cove, Lafayette, LA, 70508
  • We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.
  • Approved Mortgage, LLC
  • 850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
  • We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Approved mortgage
  • 850 Kaliste Saloom Rd, Lafayette, LA, 70508
  • "Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have. Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"