FHA VS Conventional loan in New-Roads, Pointe Coupee County, Louisiana

In 2026, the conventional loan limit for New-Roads, located in Pointe Coupee county, LA, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you to choose the optimal program in LA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in New-Roads, Pointe Coupee, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Relevant zip codes: 70760

Available Conventional and FHA Loan Options in New-Roads, LA

Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loan with minimal hassle. Pick any of the three starting points to find matching lenders and loan programs.

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New-Roads Lenders

  • Bank of St. Francisville
  • 5700 Commerce Street, Saint Francisville, LA, 70775
  • Lends in Louisiana
  • Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today.

    From the moment our doors first opened, we’ve been committed to serving each

  • Southern Teachers and Parents Federal Credit Union
  • 728 Harding Boulevard, Baton Rouge, LA, 70807
  • Lends in Louisiana
  • Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.

  • Feliciana Federal Credit Union
  • 20303 Old Scenic Highway, Zachary, LA, 70791
  • Lends in Louisiana
  • Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.

  • Allied Plastics Federal Credit Union
  • 1700 E Mount Pleasant Road, Zachary, LA, 70791
  • Lends in Louisiana
  • Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.

  • Mainstreet Mortgage LLC
  • 8586 Pin Oak Dr, Zachary, LA, 70791
  • Lends in Louisiana
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.

  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • Lends in Louisiana
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION
  • 4836 Plank Road, Baton Rouge, LA, 70805
  • Lends in Louisiana
  • The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.

  • Department of Corrections Credit Union
  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Lends in Louisiana
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • La Capitol Federal Credit Union
  • 700 Main Street, Baton Rouge, LA, 70802
  • Lends in Louisiana
  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.