FHA VS Conventional loan programs in Zachary, East Baton Rouge County, Louisiana

As of 2025, the Conventional loan limit in Zachary, East Baton Rouge county, LA, is $726,200, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional loans, USDA, FHA, and VA programs side by side, helping you decide which program in LA suits your financial situation best.

Compare offers from 100+ lenders

2025 Loan Limits and Down Payment Requirements in Zachary, East Baton Rouge, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 70791

Options for Conventional and FHA Loans in Zachary, LA

Lendersa® is dedicated to helping you obtain the best possible Conventional, USDA, or FHA loan efficiently and with minimal stress. Choose one of the three available starting points to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Texas Tech Credit Union
  • 1802 Texas Tech Parkway, Lubbock, TX, 79409
  • Texas Tech Credit Union is an innovative financial institution that is committed to our vision of "Meeting Needs and Creating Value"​ for our members and community. We provide financial services that benefit our members'​ lives and set ourselves apart by offering financially superior loans and deposit accounts.
  • First National Bank
  • 302 S Main St, Cloverdale, IN, 46120
  • First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years. As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
  • The Dickinson County Bank
  • 101 South Factory Street, Enterprise, KS, 67441
  • Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.
  • Assurance Financial Services, Inc
  • 89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
  • Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.
  • Jeff Cook Real Estate
  • 10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
  • Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
  • New South Mortgage
  • 1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
  • New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
  • Firehouse Mortgage Products
  • 970 ATZ Road, Malabar, FL, 32950
  • Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval
  • Bank of the Flint Hills
  • 806 West Fifth Street, Wamego, KS, 66547
  • Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
  • Kaw Valley State Bank
  • 1015 Kaw Valley Park Circle, Wamego, KS, 66547
  • Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.