FHA VS Conventional loan programs in 2025 for Zachary, East Baton Rouge County, Louisiana

As of 2025, the Conventional loan limit in Zachary, East Baton Rouge county, LA, is $726,200, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional loans, USDA, FHA, and VA programs side by side, helping you decide which program in LA suits your financial situation best.

Compare offers from 100+ lenders

2025 Loan Limits and Down Payment Requirements in Zachary, East Baton Rouge, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 70791

Options for Conventional and FHA Loans in Zachary, LA

Lendersa® is dedicated to helping you obtain the best possible Conventional, USDA, or FHA loan efficiently and with minimal stress. Choose one of the three available starting points to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Palisades Credit Union
  • 300 N Middletown Road, Suite 6, Pearl River, NY, 10965
  • Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union
  • Qside Federal Credit Union
  • 211-31 Jamaica Avenue, Queens Village, NY, 11428
  • Qside Federal Credit Union is a not-for-profit, cooperative financial institution owned and controlled by its members – the people who use its products and services. Membership begins when you open a basic savings account. Both membership and the basic savings account are completely free as long as you maintain a minimum balance of $25.
  • Vivid Mortgages Inc.
  • 211-35 Jamaica Ave, 1st Floor, Queens Village, NY, 11428
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
  • Ultima Bank
  • 9 West Minnesota Avenue, Winger, MN, 56592
  • Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • BH As a Hard Money Loan Lender, I have built a portfolio of 50+ personal private lenders and loan companies, making us a trusted resource in the industry. With almost a decade of experience, our company has successfully facilitated a wide range of loans, catering to various needs and situations. Because we are not bonded to one specific compa
  • O&R Utilities Employees Federal Credit Union
  • 14 Talmadge Court, Monroe, NY, 10950
  • On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
  • Astar Home Capital Inc
  • 48 Bakertown Road, Suite 204, Monroe, NY, 10950
  • Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
  • Capital M Inc.
  • 48 Bakertown Rd, Suite 303, Monroe, NY, 10950
  • Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.