Explore the differences! FHA VS Conventional loan programs in West-Monroe, Ouachita County, Louisiana

In 2026, the Conventional loan limit for West-Monroe, located in Ouachita county, LA, stands at $647,200, while the FHA limit for a single-family home is $420,680.

Lendersa® offers a Conventional loan calculator to compare today's most competitive rates for Conventional, FHA, and USDA loans. It assists in determining the necessary income, credit, reserves, and documentation required for qualification. This advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the optimal program for your financial situation in LA.

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Loan Limits and Downpayment Requirements for 2026 in West-Monroe, Ouachita County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to the following zip codes: 71291

Options for Conventional and FHA Loans in West-Monroe, LA

The goal of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan for you without any hassle. Choose from three initial steps leading to matching lenders and loan programs crafted for your needs.

Lendersa USDA loan request and matching outcomes


West-Monroe Lenders

  • Monroe Telco Federal Credit Union
  • 4705 Cypress Street, West Monroe, LA, 71291
  • Lends in Louisiana
  • Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.

  • Progressive Bank
  • 1411 N 19th St, Monroe, LA, 71211
  • Lends in Louisiana
  • At Progressive Bank, our purpose is 'to help people achieve their dreams'​ and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.

  • Origin Bank
  • 1500 Sterlington Road, Monroe, LA, 71203
  • Lends in Louisiana
  • Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.

  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Lends in Louisiana
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.

  • Marion State Bank
  • 345 Main Street, Marion, LA, 71260
  • Lends in Louisiana
  • At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.

    We may be small, but we’re doing big things. Come see for yourself.

  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • Lends in Louisiana
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.

  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Lends in Louisiana
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.

  • Citizens Progressive Bank
  • 301 Main Street, Columbia, LA, 71418
  • Lends in Louisiana
  • We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.