FHA VS Conventional loan in Monroe, Ouachita County, Louisiana

In 2025, the conventional loan maximum for Monroe, situated in Ouachita county of LA, is $726,200, while the FHA limit for a single-family residence is $472,030.

Use the Lendersa® Conventional loan calculator to compare current rates among Conventional, FHA, and USDA options. Determine necessary income, credit, reserves, and documents for qualification. This advanced tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on the best fit for your financial needs in LA.

Explore loan offers available from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Monroe, Ouachita, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table above is applicable to these zip codes: 71209, 71203, 71202, 71201, 71207, 71210, 71212, 71213, 71217

Available Options for Conventional and FHA Loans in Monroe, LA

Lendersa® is committed to helping you secure the finest Conventional, USDA, or FHA loan options without delay and with ease. Select one of the three starting paths leading you to matched lenders and loan programs.

Matching result insights from Lendersa USDA loan requests


  • Diversified Capital Funding
  • 3201 Danville Blvd, Suite 295, Alamo, CA, 94507
  • At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction
  • RPM Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • RPM Mortgage is a proud member of LendUS, one of the largest independently owned & operated mortgage lenders in America.LendUS® was created as a collaboration of two well-established, like-minded companies.we have formed one company,with one name, that is solely-focused on providing our clients with smart advice & an easy process with super speed.
  • Zeitro LLC
  • 385 Moffet Park, Suite 105, Sunnyvale, CA, 94089
  • "Zeitro is digitizing the mortgage industry with AI technology, connecting borrowers, lenders and other stakeholders within a virtual ecosystem. Our data driven process searches through all available options to find the most competitive rates. Now everyone is just a few clicks away from their perfect match."
  • The Mortgage Genie- Karen Douglas
  • 380 Diablo Rd, Suite 201, Danville, CA, 94526
  • Karen Douglas is a 23 year Bay Area mortgage professional with extensive experience and knowledge of the industry and its ever-changing landscape. Born and raised in the Bay Area, Karen has devoted much of her energy to developing happy homeowners in the greater Bay Area. Not limited to the local market, Karen’s resources span all of California.
  • Fiorella Giusti-Barrera | Haven Home Lending
  • 26 Bormio Ct, Danville, CA, 94526
  • Fiorella Giusti-Barrera is a Senior Loan Advisor she says that I am client-centered. I will hold your hand. I don't sell rates; I sell service. I will listen to understand your needs, both short term and long-term goals, then I will customize the loan options to fit your needs. I may show you how to pay off your mortgage early.
  • Persevere Lending
  • 600 San Ramon Valley Blvd, Suite 202, Danville, CA, 94526
  • Persevere Lending (PL) is a California Corporation, specializing in the brokerage of privately funded mortgage transactions for real estate in NC, primarily in the greater Bay Area. Trust Deed investing, also known as “private” or “hard” money, is a niche alternative investment vehicle which offers an attractive return with the security of a Deed.
  • Bay Area Mortgage Group
  • 425 El Pintado Road, Suite 134, Danville, CA, 94526
  • Bay Area Mortgage Group is a professional Mortgage Brokerage serving the entire SF Bay Area. Bay Area Mortgage Group is here to help you achieve your real estate financing goals. Buying or refinancing a home can be a stressful experience. Bay Area Mortgage Group is ready to help.
  • The Agency Finance
  • 696 San Ramon Valley Boulevard, Suite 226, Danville, CA, 94526
  • The Agency Real Estate and Finance is a full-service, real estate and mortgage brokerage representing clients for the California residential and commercial marketplace. We represent a broad spectrum of classes, including single-family residential, new development, commercial business, multi-family residential, residential leasing, and more
  • StoneCastle Land and Home Financial, Inc.
  • 380 Diablo Road, Suite 201, Danville, CA, 94526
  • Our team is committed to providing our clients with the highest quality of financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Saga Financial Group, Inc.
  • 425 El Pintado Road, Suite 145, Danville, CA, 94526
  • Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.
  • Bay Area Funding Group
  • 313 Sycamore Valley Rd, Danville, CA, 94526
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.