FHA VS Conventional loan programs in 2026 for Sterlington, Ouachita County, Louisiana

During 2026, the loan limit for a Conventional loan in Sterlington, in Ouachita county, LA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's leading rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and required documents for approval. Our advanced mortgage tool lets you see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to select the ideal program for your financial circumstances in LA.

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2026 Loan Limits and Down Payment Needs in Sterlington, Ouachita, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 71280

Options for Conventional and FHA Loans in Sterlington, LA

Lendersa® aims to provide swift, hassle-free access to optimal Conventional, USDA, or FHA loans. Choose one of three starting points to connect with matching lenders and loan solutions.

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Sterlington Lenders

  • Origin Bank
  • 1500 Sterlington Road, Monroe, LA, 71203
  • Lends in Louisiana
  • Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.

  • Monroe Telco Federal Credit Union
  • 4705 Cypress Street, West Monroe, LA, 71291
  • Lends in Louisiana
  • Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.

  • Progressive Bank
  • 1411 N 19th St, Monroe, LA, 71211
  • Lends in Louisiana
  • At Progressive Bank, our purpose is 'to help people achieve their dreams'​ and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.

  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • Lends in Louisiana
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.

  • Marion State Bank
  • 345 Main Street, Marion, LA, 71260
  • Lends in Louisiana
  • At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.

    We may be small, but we’re doing big things. Come see for yourself.

  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Lends in Louisiana
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.

  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Lends in Louisiana
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.

  • Citizens Progressive Bank
  • 301 Main Street, Columbia, LA, 71418
  • Lends in Louisiana
  • We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.