FHA VS Conventional loan programs in 2025 for Billerica, Middlesex County, Massachusetts
In 2025, the Conventional loan limit in Billerica, Middlesex county, MA, is $828,000, while the FHA limit for a single-family home is $828,000.
With Lendersa®'s Conventional loan calculator, you can compare the best rates of today for Conventional versus FHA and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in MA.
2025 Loan Limits and Downpayment Requirements in Billerica, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This table applies to the following zip codes: 01821, 01862, 01822, 01865, 01866
Conventional and FHA Loan Options in Billerica, MA
The goal of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan options without hassle. Choose from three starting points to connect with suitable lenders and loan programs.
Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.
Orange County's Credit Union! Originally chartered in 1938, today the Credit Union serves more than 116, 000 Members in Orange, Los Angeles, Riverside, and San Bernardino Counties. The Credit Union reports an asset size exceeding $2 billion and employs more than 300 happy Associates.
1600 North Broadway, Suite 120, Santa Ana, CA, 92706
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1912 North Broadway, Suite 102, Santa Ana, CA, 92706
MGM Lenders provides quality mortgage lending services with the mission of offering competitive real estate financing with unmatched services.Our overqualified team, with a backbone of great teamwork, is ready to serve our customers in multiple languages - including English, Spanish and Farsi. We highly respect different cultures and languages.
Loankey.io founder of the Eric Antonio Figueroa is a full service Mortgage Brokerage offering Home and Commercial loans from over 20 lenders and also our team is ready to help. We can assist with all types of financing needs. Stated Income Programs, No Income Documentation, New Employment and Many More.
15141 East Whittier Boulevard, Whittier, CA, 90603
Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982. In July 2011 Bank of Whittier expanded its unique brand of RF (Riba-Free) services by opening a second branch in the city of Richardson, Texas to serve the Dallas Fort Worth area.
15111 Whittier Blvd, Suite 101-B, Whittier, CA, 90603
A full spectrum of loan products from which to choose. Sharing our expertise to personally assist hundreds of families with sustainable home finance Helping you Become a HOMEOWNER with the Best Personal Loan Rates and also When financing your home, you need an experienced, reputable company and an agent who gives you facts, not opinions.
15820 Whittier Boulevard, Suite G, Whittier, CA, 90603
"Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138.
Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."
"Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability.
We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."