FHA VS Conventional loan in Tewksbury, Middlesex County, Massachusetts

As of 2026, the Conventional loan limit in the city of Tewksbury, situated within the county of Middlesex, MA, is capped at $828,000. For a single-family home, the FHA limit is set at $828,000.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans, understanding income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA options side-by-side, making it easier to choose the best program in MA for your financial needs.

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Overview of 2026 loan limits and down payment requirements in Tewksbury, county of Middlesex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison is relevant for the zip codes: 1876

Exploring Conventional and FHA Loan Options in Tewksbury, MA

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loans effortlessly and swiftly. Begin by selecting one of three pathways that connect you with suitable lenders and loan programs.

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Tewksbury Lenders

  • Enterprise Bank and Trust Company
  • 222 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b

  • The Lowell Five Cent Savings Bank
  • 34 John Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • Locally governed and managed with over 165 years of strength and stability, Lowell Five is a service-oriented community bank providing comprehensive mortgage and loan products in excess of $20 million, extensive deposit and cash management products and services, and investment and insurance products for individuals, businesses, municipalities

  • Mills42 Federal Credit Union
  • 83 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.

  • Align Credit Union
  • 40 Market Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • "Since 1922, Align Credit Union has provided customized banking solutions to individuals and families throughout Northeastern Massachusetts and Southern New Hampshire.

    Align offers a full suite of products and services including Personal and Business Banking, Mortgages, Financial Planning and Insurance."

  • Lowell Firefighters Credit Union
  • 642 Chelmsford Street, Lowell, MA, 01851
  • Lends in Massachusetts
  • The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success

  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • Lends in Massachusetts
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.

  • Patriot Mortgage Company Inc.
  • 4 Lowell Road, Suite 11, North Reading, MA, 1864
  • Lends in Massachusetts
  • Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.

  • Methuen Federal Credit Union
  • 248 Broadway, Methuen, MA, 01844
  • Lends in Massachusetts
  • At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.