FHA VS Conventional loan in Pinehurst, Middlesex County, Massachusetts

In 2026, the loan limits for a single-family home in Pinehurst, located within Middlesex county, MA, are established as follows: the Conventional loan limit is $828,000, while the FHA loan limit for $828,000 is set.

Use the Lendersa® Conventional loan calculator to compare the best rates available today between Conventional, FHA, and USDA loans. Understand the income, credit ratings, reserves, and necessary documents needed to qualify. This advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, aiding you in selecting the ideal program in MA that matches your financial requirements.

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2026 Loan Limits and Down Payment Requirements in Pinehurst, Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table applies to zip codes: 01821

Options for Conventional and FHA Loans in Pinehurst, MA

The goal at Lendersa® is to swiftly help you secure the best possible Conventional, USDA, or FHA loan without hassles. Begin with one of three pathways to find matching lenders and appropriate loan programs.

Review USDA loan requests and matches with Lendersa


Pinehurst Lenders

  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • Lends in Massachusetts
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.

  • Enterprise Bank and Trust Company
  • 222 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b

  • The Lowell Five Cent Savings Bank
  • 34 John Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • Locally governed and managed with over 165 years of strength and stability, Lowell Five is a service-oriented community bank providing comprehensive mortgage and loan products in excess of $20 million, extensive deposit and cash management products and services, and investment and insurance products for individuals, businesses, municipalities

  • Mills42 Federal Credit Union
  • 83 Merrimack Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.

  • Align Credit Union
  • 40 Market Street, Lowell, MA, 01852
  • Lends in Massachusetts
  • "Since 1922, Align Credit Union has provided customized banking solutions to individuals and families throughout Northeastern Massachusetts and Southern New Hampshire.

    Align offers a full suite of products and services including Personal and Business Banking, Mortgages, Financial Planning and Insurance."

  • Northern Bank & Trust Company
  • 275 Mishawum Road, Woburn, MA, 01801
  • Lends in Massachusetts
  • Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.

  • Common Trust Federal Credit Union
  • 8 Cedar Street, Woburn, MA, 01801
  • Lends in Massachusetts
  • Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals

  • Sparta Financial LLC
  • 400 TradeCenter, Suite 5900, Woburn, MA, 01801
  • Lends in Massachusetts
  • At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships

  • LENDMARK MORTGAGE COMPANY
  • 400 Tradecenter Dr Suite #5900, Woburn, MA, 01801
  • Lends in Massachusetts
  • Lendmark Mortgage Corporation is a Mortgage Brokerage company specializing in providing a variety of mortgage loans. Since its inception in 2005, Lendmark has experienced significant growth by following its original mission of meeting the personal lending needs of clients, by offering a combination of low rates and superior service.