FHA VS Conventional loan programs in 2026 for Wilmington, Middlesex County, Massachusetts

In 2026, the maximum loan amount for Conventional loans in Wilmington, located in Middlesex county, MA is $828,000. The FHA loan limit for a single-family home, on the other hand, is set at $828,000.

Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced calculator shows these loans side by side, helping you decide which program in MA fits your financial needs best.

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Loan Limits and Downpayment Requirements for 2026 in Wilmington, County of Middlesex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to zip codes: 1887

Options for Conventional and FHA Loans in Wilmington, MA

Lendersa® strives to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs tailored to your needs.

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