Explore the differences! FHA VS Conventional loan programs in Boston, Suffolk County, Massachusetts

In 2026, the loan limit for a Conventional mortgage in Boston, part of Suffolk County, MA, is set at $828,000. In contrast, the FHA limit for a single-family home is $828,000, offering clear guidelines for prospective buyers.

Utilize the Lendersa® Conventional loan calculator to explore and compare the best available rates today among Conventional, FHA, and USDA loans. Confirm the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in MA suits your financial situation best.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Boston, Suffolk County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $0 0%
FHA $828,000 3.5%

This table is applicable to the following zip codes: 02120

Exploring Conventional and FHA Loan Options in Boston, MA

The aim of Lendersa® is to efficiently help you secure the best possible Conventional, USDA, or FHA loan without hassle. Select one of three pathways that lead to matched lenders and suitable loan programs.

Results for Lendersa USDA loan requests and matches


  • Texas VA Mortgage
  • 4400 TX 121, Suite 205, The Colony, TX, 75056
  • We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.

  • Castle Hills Mortgage
  • 937 Sir Constantine Dr, Lewisville, TX, 75056
  • Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.

  • Avula Property Solutions LLC
  • 3520 Ashley Gardens, The Colony, TX, 75056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.

  • AMERIDREAM MORTGAGE GROUP, LLC
  • 3700 Standridge Drive, The Colony, TX, 75056
  • AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.

  • American Mortgage Advisers, Inc
  • 5310 Harvest Hill Rd, Suite 211, Dallas, TX, 75230
  • American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.

  • DFW Investor Lending, LLC - Hard Money Lending Dallas
  • 16801 Addison Road, Suite 410, Addison, TX, 75001
  • DFW Investor Lending, LLC, the best solution for your Dallas-Fort Worth and North Texas real estate investor financing needs.With decades of experience in the investor community, we are not just Hard Money Lenders, but also licensed appraisers, landlords, wholesalers, and flippers. In short, we do, what you do and more

  • AFD Lending Source, Inc
  • 5080 Spectrum Drive, Suite 1000 East, Addison, TX, 75001
  • "At AFD Lending Source, Inc, our vision is reflected in how we treat our customers and employees.

    We treat all internal and external partners with integrity, fairness and honesty, as we strive to provide a unique and professional experience. We truly believe that with an unwavering commitment to our vision,"

  • Signature Lending Services
  • 15851 Dallas Parkway, Suite 600, Addison, TX, 75001
  • At Signature Lending Services, we are committed to helping you and your family prosper as you embark on your new property ownership journey. This is why we lend in all of Texas and invite home buyers to use our services to discover what financing options might be most suitable for their specific situation.

  • KBS Lending Inc
  • 16415 Addison Road, Suite 316, Addison, TX, 75001
  • At KBS Lending, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family

  • Petra Home Lending
  • 3939 Beltline Road, Suite 150, Addison, TX, 75001
  • "The name Petra means rock. We believe that the wise man builds his house upon the rock. This, too, is how we have built our company.
    We promote a team environment so we can provide our customers and business affiliates with great service and true industry expertise. Our first priority is to listen to our clients and help determine their needs."

  • Berkshire Lending
  • 14673 Midway Road, Suite 216, Addison, TX, 75001
  • Berkshire Lending is a full service mortgage lender. We close loans quickly - even the hard ones! If you are currently a loan originator, or have been considering getting into the loan origination business Berkshire Lending would love to hear from you! We offer competitive compensation rates and support to help you succeed.