FHA VS Conventional loan programs in 2025 for Boston, Suffolk County, Massachusetts

In 2025, the loan limit for a Conventional mortgage in Boston, part of Suffolk County, MA, is set at $828,000. In contrast, the FHA limit for a single-family home is $828,000, offering clear guidelines for prospective buyers.

Utilize the Lendersa® Conventional loan calculator to explore and compare the best available rates today among Conventional, FHA, and USDA loans. Confirm the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in MA suits your financial situation best.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Boston, Suffolk County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $0 0%
FHA $828,000 3.5%

This table is applicable to the following zip codes: 02120, 02121, 02122, 02124, 02125, 02126, 02127, 02128, 02129, 02467, 02210, 02215, 02119, 02118, 02111, 02110, 02113, 02115, 02114, 02116, 02199, 02134, 02136, 02135, 02132, 02131, 02130, 02203, 02163, 02152, 02108, 02109, 02112, 02117, 02123, 02133, 02137, 02196, 02201, 02205, 02206, 02211, 02212, 02217, 02222, 02241, 02266, 02283, 02284, 02293, 02297, 02298, 02455

Exploring Conventional and FHA Loan Options in Boston, MA

The aim of Lendersa® is to efficiently help you secure the best possible Conventional, USDA, or FHA loan without hassle. Select one of three pathways that lead to matched lenders and suitable loan programs.

Results for Lendersa USDA loan requests and matches


  • Carolina Lending Group
  • 1022 Carolina Boulevard, Isle Of Palms, SC, 29451
  • Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
  • Horizon Bank
  • 502 Franklin St, Michigan City, IN, 46360
  • Horizon is a community Bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873
  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • L3 Home Lending
  • 12700 Townepark Way, Suite 317, Louisville, KY, 40243
  • L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.
  • 1st Look Mortgage, LLC
  • 11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
  • At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.
  • Securitas Mortgage
  • 913 Lily Creek Road, Suite 201, Louisville, KY, 40243
  • Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .
  • Old Colonial Mortgage
  • 916 lily Creek Road, Suite 201, Louisville, KY, 40243
  • Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.
  • Fair Way Lending
  • 918 Lily Creek Road, Suite 202, Louisville, KY, 40243
  • "We are a mortgage lender dedicated to treating each and every client the “Fair Way”. ​ We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"
  • First Commonwealth Mortgage Corp
  • 12004 Shelbyville Road, Louisville, KY, 40243
  • Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
  • Broker House Lending
  • 11400 Shelbyville Road, Louisville, KY, 40243
  • From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.
  • Fountain City Finance
  • 5319 N Broadway St, Knoxville, TN, 37918
  • Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience