In 2026, the loan limit for a Conventional mortgage in Boston, part of Suffolk County, MA, is set at $828,000. In contrast, the FHA limit for a single-family home is $828,000, offering clear guidelines for prospective buyers.
Utilize the Lendersa® Conventional loan calculator to explore and compare the best available rates today among Conventional, FHA, and USDA loans. Confirm the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine which program in MA suits your financial situation best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $828,000 | 3% |
| USDA | $0 | 0% |
| FHA | $828,000 | 3.5% |
This table is applicable to the following zip codes: 02120, 02121, 02122, 02124, 02125, 02126, 02127, 02128, 02129, 02467, 02210, 02215, 02119, 02118, 02111, 02110, 02113, 02115, 02114, 02116, 02199, 02134, 02136, 02135, 02132, 02131, 02130, 02203, 02163, 02152, 02108, 02109, 02112, 02117, 02123, 02133, 02137, 02196, 02201, 02205, 02206, 02211, 02212, 02217, 02222, 02241, 02266, 02283, 02284, 02293, 02297, 02298, 02455
The aim of Lendersa® is to efficiently help you secure the best possible Conventional, USDA, or FHA loan without hassle. Select one of three pathways that lead to matched lenders and suitable loan programs.
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