In the year 2025, the Conventional loan limit for a single-family home in the city of Watertown-Town, located in Middlesex county, MA, amounts to $770,500. Meanwhile, the FHA loan limit is set at $770,500.
Using the Lendersa® Conventional loan calculator, you can analyze today's rates for Conventional, FHA, and USDA loans, making it easier to understand the income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA, helping you select the best available option in MA for your financial needs.
Examine loan offerings from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $770,500 | 3% | |
| USDA | $579,600 | 0% | |
| FHA | $770,500 | 3.5% |
This comparison table is relevant for the following zip codes: 02472, 02471
Lendersa® is committed to facilitating an effortless and quick acquisition of the best possible Conventional, USDA, or FHA loan. Begin by choosing one of three pathways that will connect you with suitable lenders and loan options.
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