FHA VS Conventional loan programs in Boxford, Essex County, Massachusetts

In 2026, the Conventional loan cap for Boxford, situated in Essex county, MA, is $828,000, while the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Learn about the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in MA for your financial requirements.

Explore loan offers from 100 lenders

Understanding 2026 Loan Limits and Down Payment Requirements in Boxford, Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to the following zip codes: 01921

Exploring Conventional and FHA Loan Options in Boxford, MA

Lendersa® aims to quickly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and loan programs.

Results for USDA loan requests from Lendersa


Boxford Lenders

  • Patriot Mortgage Company Inc.
  • 4 Lowell Road, Suite 11, North Reading, MA, 1864
  • Lends in Massachusetts
  • Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.

  • Haverhill Bank
  • 180 Merrimack Street, Haverhill, MA, 01830
  • Lends in Massachusetts
  • Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.

  • HTM Credit Union
  • 4 Summer Street, Room 3, Haverhill, MA, 01830
  • Lends in Massachusetts
  • The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs

  • Pentucket Bank
  • 1 Merrimack Street, Haverhill, MA, 01830
  • Lends in Massachusetts
  • Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.

  • Commonwealth Mortgage
  • 98 High Street, Danvers, MA, 01923
  • Lends in Massachusetts
  • Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.

  • New Fed Mortgage Corp.
  • 98 High Street, Danvers, MA, 01923
  • Lends in Massachusetts
  • NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.

  • Universal Capital
  • 10 Liberty Street, Danvers, MA, 01923
  • Lends in Massachusetts
  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u

  • Methuen Federal Credit Union
  • 248 Broadway, Methuen, MA, 01844
  • Lends in Massachusetts
  • At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.

  • Peabody Municipal Federal Credit Union
  • 12 Chestnut Street, Peabody, MA, 01960
  • Lends in Massachusetts
  • The Peabody Municipal FCU is a nonprofit organization independent of the City of Peabody. Credit Union is owned and operated by its members to encourage savings and to provide funds for member needs at competitive rates. and also Peabody Municipal Federal Credit Union is dedicated to providing competitive financial products and superior service to