In 2026, the Conventional loan limit for a single-family home within Topsfield, located in Essex county, MA, stands at $828,000. Meanwhile, the FHA limit is $828,000.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today's most favorable rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most appropriate program in MA for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $828,000 | 3% |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
This table is applicable to the following zip codes: 1983
The goal of Lendersa® is to help you rapidly acquire the best possible Conventional, USDA, or FHA loan without complication. Choose from three starting points to connect with suitable lenders and relevant loan programs.
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