FHA VS Conventional loan programs in Topsfield, Essex County, Massachusetts
In 2026, the Conventional loan limit for a single-family home within Topsfield, located in Essex county, MA, stands at $828,000. Meanwhile, the FHA limit is $828,000.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and compare today's most favorable rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the most appropriate program in MA for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Topsfield, Essex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This table is applicable to the following zip codes: 1983
Conventional and FHA Loan Choices in Topsfield, MA
The goal of Lendersa® is to help you rapidly acquire the best possible Conventional, USDA, or FHA loan without complication. Choose from three starting points to connect with suitable lenders and relevant loan programs.
Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
100 Cummings Center, Suite 544H, Beverly, MA, 01915
Lends in Massachusetts
GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
The Peabody Municipal FCU is a nonprofit organization independent of the City of Peabody. Credit Union is owned and operated by its members to encourage savings and to provide funds for member needs at competitive rates. and also Peabody Municipal Federal Credit Union is dedicated to providing competitive financial products and superior service to
Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.
Miller Mortgage is a licensed mortgage broker in Massachusetts & New Hampshire.Located Boston in Peabody, MA our mission is to provide the best customer service & secure the lowest mortgage interest rates from our lending partners.Our volume enables us to procure very low mortgage rates and flexible programs in the Massachusetts and New Hampshire.
Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers
