FHA VS Conventional loan in North-Andover, Essex County, Massachusetts
The Conventional loan limit for 2026 in North-Andover, located in the county of Essex, MA, is $770,500. Meanwhile, the FHA limit for a single-family home is set at $770,500.
Utilize the Lendersa® Conventional loan calculator to see how today's top rates for Conventional, FHA, and USDA loans compare. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side for easy comparison, helping you decide which program in MA is best suitable for your financial situation.
Loan limits and down payment requirements for 2026 in North-Andover, Essex, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$770,500
3%
USDA
$579,600
0%
FHA
$770,500
3.5%
This comparison table refers to the following zip codes: 1845
Exploring Conventional and FHA Loan Options in North-Andover, MA
At Lendersa®, our aim is to ensure you receive the best Conventional, USDA, or FHA loan without hassle and swiftly. You can start by selecting one of three options that match you with lenders and loan programs tailored to your needs.
Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
