FHA VS Conventional loan in Chelmsford, Middlesex County, Massachusetts
For the year 2025, the loan limit for a Conventional single-family home mortgage within the city of Chelmsford, situated in the county of Middlesex, MA, is the amount $828,000; whereas, the FHA limit applicable to the same type of dwelling is $828,000.
For a comprehensive comparison of the prevailing rates across Conventional, FHA, and USDA loans, utilize the Lendersa® Conventional loan calculator. This tool provides clarity on the essential income, credit requirements, reserves, and documents needed to qualify. Our sophisticated mortgage calculator also features a side-by-side comparison of Conforming Conventional loans with other options such as USDA, FHA, and VA. It is designed to assist in determining which financing program in MA meets your unique financial needs the best.
2025 Loan Limits and Down Payment Requirements for Chelmsford, Situated in Middlesex County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
The comparison table is relevant for the following zip code areas: 01824, 01863
Options for Conventional and FHA Loans in Chelmsford, MA
The mission of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan without delay and with the least hassle possible. Select from one of the three different starting points to align yourself with appropriate lenders and loan options available in the market.
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Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
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NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
