FHA VS Conventional loan programs in Lowell, Middlesex County, Massachusetts
For the year 2025, the Conventional loan limit for Lowell within the county of Middlesex, MA, is $828,000. Meanwhile, for a single-family home, the FHA loan limit stands at $828,000.
The Lendersa® Conventional loan calculator is a useful tool to gauge today's most favorable rates between Conventional, FHA, and USDA loans. You can evaluate the necessary qualifications such as income, credit, reserves, and documentation. Our modern mortgage calculator shows a comparison of Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you to determine the optimal program tailored for your financial needs in MA.
Review 2025 loan limits and down payment specifications in Lowell, located in Middlesex county, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This comparison table is valid for the zip codes: 01851, 01850, 01852, 01854, 01853
Discover Conventional and FHA loan solutions available in Lowell, MA
The aim of Lendersa® is to swiftly and efficiently deliver the best possible Conventional, USDA, or FHA loan options. You can choose from three starting options that link you with compatible lenders and loan offerings.
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