FHA VS Conventional loan programs in 2025 for Lowell, Middlesex County, Massachusetts

For the year 2025, the Conventional loan limit for Lowell within the county of Middlesex, MA, is $828,000. Meanwhile, for a single-family home, the FHA loan limit stands at $828,000.

The Lendersa® Conventional loan calculator is a useful tool to gauge today's most favorable rates between Conventional, FHA, and USDA loans. You can evaluate the necessary qualifications such as income, credit, reserves, and documentation. Our modern mortgage calculator shows a comparison of Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you to determine the optimal program tailored for your financial needs in MA.

Compare available loan offers from an array of 100 lenders

Review 2025 loan limits and down payment specifications in Lowell, located in Middlesex county, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table is valid for the zip codes: 01851, 01850, 01852, 01854, 01853

Discover Conventional and FHA loan solutions available in Lowell, MA

The aim of Lendersa® is to swiftly and efficiently deliver the best possible Conventional, USDA, or FHA loan options. You can choose from three starting options that link you with compatible lenders and loan offerings.

Lendersa USDA loan request and matching results


  • Northstar Bank
  • 1100 East Caro Road, Caro, MI, 48723
  • Northstar Bank is a locally owned and operated bank and proud to be a top-producing lender by Independent Banker®! Let Northstar Bank, one of the most responsive, relationship-based banks in Michigan, partner with you. Our commitment to superior service and local decision making will ensure an excellent banking venture for you.
  • CrossOver Lending Group Inc
  • 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
  • The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Fremont Federal Credit Union
  • 315 Croghan Street, Fremont, OH, 43420
  • The Fremont Federal Credit Union's purpose is to provide our members with the best service while offering a full range of financial services at a fair and reasonable cost. Credit Union business will be carried out in a professional image of honesty, integrity, and confidentiality at all times.
  • Croghan Colonial Bank
  • 323 Croghan Street, Fremont, OH, 43420
  • At Croghan, we understand where you’re coming from. Literally. Because chances are, we were brought up with similar values. Honesty. Hard work. Commitment to family. So we hope you consider us more than just your neighbor. Think of us as friends. Better yet, like family. We’d love nothing more than to be here to listen, guide
  • ATA National Lender Services
  • 31440 Northwestern Highway, Suite 100, Farmington, MI, 48334
  • ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423
  • Level One Bank
  • 32991 Hamilton Court, Farmington, MI, 48334
  • Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids. Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
  • Elite Home Funding
  • 30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reverse Mortgages of Michigan
  • 31100 Northwestern Hwy, Farmington, MI, 48334
  • David J. Blatt specializes in residential lending services. As a reverse mortgage expert, he has been practicing for over 30 years and has been on the board of directors of the Michigan Brokers Association. This achievement led him to receive the Excellence Award from the Financial Freedom Senior Funding Corporation.