FHA VS Conventional loan programs in Dedham, Norfolk County, Massachusetts

In 2026, the Conventional loan limit for Dedham in the county of Norfolk, MA, is set at $828,000. Meanwhile, the FHA limit for a single-family home is established at $828,000. These limits are essential details for understanding your potential borrowing capacity under each type of loan program.

Make the most out of the Lendersa® Conventional loan calculator to gain insights into today's leading rates across Conventional, FHA, and USDA loan options. Determine the necessary income, credit standards, reserves, and documentation required for loan qualification with our advanced mortgage calculator. It enables you to perform side-by-side comparisons of Conforming Conventional loans along with USDA, FHA, and VA options to determine which program in MA best aligns with your financial objectives.

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A Closer Look at 2026 Loan Limits and Downpayment Requirements in Dedham, County of Norfolk, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This comparison table applies specifically to these zip codes: 02026

Delving into Conventional and FHA Loan Options in Dedham, MA

At Lendersa®, our mission is to facilitate access to the most favorable Conventional, USDA, or FHA loans swiftly and without undue complications. You can opt for one of three strategic methods to engage matching lenders and identify fitting loan programs.

Examine comprehensive results for Lendersa USDA loan requests


Dedham Lenders

  • Dedham Institution for Savings
  • 55 Elm Street, Dedham, MA, 02026
  • Lends in Massachusetts
  • Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.

  • Massachusetts Capital Mortgage Corp
  • 75 McNeil Way, Suite 105, Dedham, MA, 02026
  • Lends in Massachusetts
  • Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.

  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • Lends in Massachusetts
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.

  • Energy Credit Union
  • 156 Spring Street, West Roxbury, MA, 02132
  • Lends in Massachusetts
  • At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.

  • NorthEast Mortgage Associates Inc
  • 1996 Centre Street, West Roxbury, MA, 02132
  • Lends in Massachusetts
  • At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • Boston Mortgage Solutions, LLC
  • 1237R Highland Ave, Needham, MA, 02492
  • Lends in Massachusetts
  • Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

  • The Cooperative Bank
  • 40 Belgrade Avenue, Roslindale, MA, 02131
  • Lends in Massachusetts
  • For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.

  • Norwood Bank
  • 11 Central Street, Norwood, MA, 02062
  • Lends in Massachusetts
  • Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.

  • Lighthouse Funding Group
  • 661 Washington Street, Suite 209, Norwood, MA, 02062
  • Lends in Massachusetts
  • Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.