FHA VS Conventional loan programs in Needham, Norfolk County, Massachusetts

In the year 2025, within Needham, located in the county of Norfolk, MA, the permissible limit for a Conventional loan stands at $828,000. Meanwhile, for FHA loans on a single-family home, the limit is $828,000.

Employ the Lendersa® Conventional loan calculator to thoroughly assess today's prime rates for Conventional, FHA, and USDA loans, and discern the income, credit, reserves, and reports necessary for qualifying. Our sophisticated mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans in a comprehensive side-by-side comparison, aiding you in selecting the most suitable program for your financial circumstances within MA.

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Loan Limits and Down Payment Requirements for 2025 in Needham, within Norfolk, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table is applicable to the following zip codes: 02492, 02494

Explore Conventional and FHA Loan Opportunities in Needham, MA

At Lendersa®, our objective is to ensure you receive the finest possible financing for Conventional, USDA, or FHA loans efficiently and effortlessly. Choose from one of three initial steps that will direct you to compatible lenders and loan options suitable for your needs.

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  • UC Funds
  • 745 Boylston Street, Boston, MA, 02116
  • UC Funds is a national balance sheet provider of both debt and equity capital solutions that has provided over $3 billion dollars of capital solutions since 2010. UC Funds provides quick, reliable and customized financial solutions throughout the entire capital stack, including joint venture equity.
  • Northeast Bank
  • 200 Berkeley Street, 17th Floor, Boston, MA, 02116
  • Northeast Bank (NASDAQ: NBN) is a full-service bank headquartered in Portland, Maine. We are both an experienced, balance sheet lender offering speed, certainty of execution and creativity to structure loan originations and acquisitions nationally, and a full-service bank serving customers in Western, Central, and Southern Maine
  • Edward Voccola & Co., LLC
  • 75 Arlington Street, Suite 500, Boston, MA, 02116
  • Edward Voccola & Co. LLC is a Private Equity & Joint Venture financial company based in New York City and have offices throughout the U.S & Internationally, We have a dedicated team of financial experts in commercial real estate finance and project funding delivering creative financing solutions consistently to worldwide clients.
  • Metrowest Community Federal Credit Union
  • 200 Concord Street, Framingham, MA, 01702
  • MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc
  • MortgageWorkshop Inc
  • 24 Union Avenue, Suite 30, Framingham, MA, 01702
  • At MortgageWorkshop, we feel that our job is to do more than just help you find a loan. By forming strong relationships with many different lenders, we are able to research, compare, and shop your specific application to find you the mortgage product that best fits and alos we are dedicated to providing borrowers and the realtors.
  • The Mortgage Pros
  • 2 Vernon St., Framingham, MA, 01701
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • OnTo Mortgage
  • 405 Cochituate Road, Suite 204, Framingham, MA, 01701
  • OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.
  • East Cambridge Savings Bank
  • 292 Cambridge Street, Cambridge, MA, 02141
  • East Cambridge Savings Bank is a full-service mutually-held savings bank that believes in connecting with customers. The Bank was established in 1854 and is dedicated to providing businesses and individuals with a full line of banking services in the communities it serves. Headquartered in Cambridge, the Bank has locations in Arlington.
  • Leader Bank Loan Center
  • 180 Massachussetts Ave, Arlington, MA, 02474
  • At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
  • Leader Bank
  • 141 Massachusetts Avenue, Arlington, MA, 02474
  • Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s
  • Middlesex Federal Savings
  • 1 College Avenue Davis, Somerville, MA, 02144
  • Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets,