FHA VS Conventional loan programs in Douglas, Worcester County, Massachusetts
For 2026, the Conventional loan limit in Douglas, part of Worcester county in MA, is $726,200, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator lets you evaluate today's top rates across Conventional, FHA, and USDA loans to determine the required income, credit, reserves, and documents for qualification. This advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the best program in MA for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Douglas, Worcester, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 1516
Exploring Conventional and FHA Loan Options in Douglas, MA
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three paths to match you with the right lenders and loan programs.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.
Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.
