FHA VS Conventional loan in Webster, Worcester County, Massachusetts

In 2026, the Conventional loan limit in Webster, within the county of Worcester, MA, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the best program for your financial situation in MA.

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2026 Loan Limits and Downpayment Requirements in Webster, County of Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to ZIP codes: 1570

Explore FHA and Conventional Loan Options in Webster, MA

Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three starting points to match with suitable lenders and loan programs.

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Webster Lenders

  • Webster Five
  • 35 Millbury Street, Auburn, MA, 01501
  • Lends in Massachusetts
  • Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.

  • Unibank
  • 49 Church Street, Whitinsville, MA, 01588
  • Lends in Massachusetts
  • We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.

  • Homefield Credit Union
  • 86 Worcester St, North Grafton, MA, 01536
  • Lends in Massachusetts
  • Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.

  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Lends in Massachusetts
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.

  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • Lends in Massachusetts
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans

  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Lends in Massachusetts
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments