FHA VS Conventional loan programs in Northbridge, Worcester County, Massachusetts

As of 2025, the conventional loan limit in Northbridge, located in Worcester county, MA, stands at $726,200, whereas the FHA limit is $472,030 for single-family residences.

Lendersa® offers a Conventional loan calculator that lets you compare the latest rates for Conventional, FHA, and USDA loans, helping you evaluate the income, credit requirements, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator presents side-by-side comparisons for Conforming Conventional loans, USDA, FHA, and VA to assist in selecting the best program for your financial situation in MA.

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2025 Loan Limits and Downpayment Requirements in Northbridge, Worcester County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 01525, 01588, 01534, 01586

Explore Conventional and FHA Loan Options in Northbridge, MA

Lendersa® is committed to securing the ideal Conventional, USDA, or FHA loan for you promptly and effortlessly. Start with any of three options to be matched with lending programs and offers.

USDA Loan Request Results from Lendersa


  • Everett Co-operative Bank
  • 419 Broadway, Everett, MA, 02149
  • Everett Banks’ loyalty to our customers and friends is the foundation of our business. We're proud to be a part of this local heritage and have enjoyed working to help our communities grow and prosper. Our goal is to form long-lasting relationships by providing customers with better, more convenient products and services.
  • St. Anne's Credit Union
  • 286 Oliver Street, Fall River, MA, 02724
  • St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p
  • MJ Mortgage Corporation
  • 627 Broadway, Everett, MA, 02149
  • MJ Mortgage has licenses to operate in Florida, Massachusetts, and New Hampshire.Our process is fast, practical, and efficient, with record time for processing documents with the bank, in less than 20 days! We are the ideal Mortgage company for anyone who wants to buy or invest in. Make yourself at home
  • Fall River Pawn Brokers
  • 1475 South Main Street, Fall River, MA, 02724
  • Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.
  • MJ MORTGAGE
  • 627 Broadway, Everett, MA, 02149
  • We are here to offer our experience and expertise in mortgage lending. Our Loan Officers are working for you! With helpful guides through the lending process, our experienced staff will guide you has access to a full range of mortgage sources. Together with there know-how and all of our lending specialists are dedicated to finding the right loan
  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.
  • MDO Mortgage LLC
  • 10 Bremen Street, 2nd Floor, East Boston, MA, 02128
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rockland Federal Credit Union
  • 241 Union St, Rockland, MA, 02370
  • Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.
  • Rockland Trust
  • 288 Union St, Rockland, MA, 02370
  • We build strong relationships with our customers, helping business owners grow their companies, and helping individual consumers be successful by providing straightforward products and convenient service. Our success is based on having respectful and knowledgeable bankers, as well as robust technology available to our customers.
  • Mortgage Corp East
  • 800 Hingham Street, Suite 104N, Rockland, MA, 02370
  • Mortgage Corp of the East III was organized as a Massachusetts corporation in May of 1988. Michael Aizenstadt is the founder and President of Mortgage Corp East. Our primary business focus is on the origination of residential mortgages in the state of Massachusetts, licensed as a direct lender.
  • Transcend Mortgage Inc
  • 40 Eastern Avenue, Suite 219, Malden, MA, 02148
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Stonehambank
  • 80 Montvale Avenue, Stoneham, MA, 02180
  • StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.