FHA VS Conventional loan in Northbridge, Worcester County, Massachusetts

As of 2025, the conventional loan limit in Northbridge, located in Worcester county, MA, stands at $726,200, whereas the FHA limit is $472,030 for single-family residences.

Lendersa® offers a Conventional loan calculator that lets you compare the latest rates for Conventional, FHA, and USDA loans, helping you evaluate the income, credit requirements, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator presents side-by-side comparisons for Conforming Conventional loans, USDA, FHA, and VA to assist in selecting the best program for your financial situation in MA.

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2025 Loan Limits and Downpayment Requirements in Northbridge, Worcester County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 01525, 01588, 01534, 01586

Explore Conventional and FHA Loan Options in Northbridge, MA

Lendersa® is committed to securing the ideal Conventional, USDA, or FHA loan for you promptly and effortlessly. Start with any of three options to be matched with lending programs and offers.

USDA Loan Request Results from Lendersa


  • Integrity Financing, Inc
  • 19302 Collier Street, Tarzana, CA, 91356
  • Integrity Financing, Inc offer you 25 years of Knowledge, Experience, Professionalism and Integrity. My clients know me as a go getter, the one that gets the job done!! Not only done, but well done, efficiently and painlessly. In my many years in this business I have affiliated and partnered with the best banks and lenders around.
  • Utmost Pro, Inc
  • 6047 Tampa Avenue, Suite 105, Tarzana, CA, 91356
  • Utmost Pro, Inc. Mortgage Division-specializing in residential mortgages.Our consultants know what it takes to get through underwriting quickly. We have relationships with many investors and will find the one that offers rates good for your scenario. No matter your needs we are here to help.
  • Ultimate Home Mortgage Corp.
  • 19626 Ventura Blvd, Suite 221, Tarzana, CA, 91356
  • Ultimate Home Mortgage Corp. goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage program for you and your family from the many options that are available today. We will work continuously on your behalf to help you achieve your dream of homeownership.
  • Keystone Mortgage Company
  • 360 North Sepulveda Boulevard, Suite 1000, El Segundo, CA, 90245
  • Keystone Mortgage Corporation furnishes its clients with a powerful advantage in today’s commercial real estate market by providing expert commercial financing advisement and delivering the industry’s best rates and service. As a result, astute commercial real estate investors and developers throughout Southern California.
  • PACT Capital
  • 2041 Rosecrans Ave, El Segundo, CA, 90245
  • PACT Capital Inc., is a leading national mortgage banking firm that specializes in Multifamily, Commercial (owner-user and investor) and Agriculture Real Estate financing. We advise real estate owners and operators on how to unlock liquidity and maximize their investments through best-in-market financing ranging from $1 Million to $250 Million.
  • Convoy Capital
  • 2120 E. Grand Ave, Suite 145, El Segundo, CA, 90245
  • We provide you with the best financing options for your multifamily investment properties. Through Convoy Capital, property / business owners, developers, and buyers consistently benefit from competitive pricing, flexible terms, customized solutions, streamlined processing and origination, and reliable closings—each and every time.
  • American Capital Corporation
  • 2101 Rosecrans, Suite 4255, El Segundo, CA, 90245
  • American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.
  • Aegean Financial
  • 840 Apollo St, Suite 100, El Segundo, CA, 90245
  • Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.
  • Alcole Capital Group
  • 2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245
  • Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.
  • ACC Mortgage Lending
  • 2245 Campus Drive, El Segundo, CA, 90245
  • "ACC Mortgage Lending is a top producing mortgage firm licensed in CA, CO, TX, NM, AZ, WA, GA, MN Our Loan Originators are seasoned professionals and highly ranked in our field. We know that each customer has specific needs, so we provide a wide array of products, expertise, and customizatoin for your home loan financing."
  • Capital Loans
  • 2121 Rosecrans Avenue, Suite 2310, El Segundo, CA, 90245
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vortex Mortgage
  • 840 Apollo Street, Suite 100, El Segundo, CA, 90245
  • Vortex Mortgage, we understand just how important it is to choose the right loan that not only meets your mortgage needs, but that also considers your overall financial goals. A mortgage still remains the single largest personal expense Americans commit to, with an average of 60-70 percent of their mortgage payment being spent on interest cost.