FHA VS Conventional loan in Northbridge, Worcester County, Massachusetts
As of 2026, the conventional loan limit in Northbridge, located in Worcester county, MA, stands at $726,200, whereas the FHA limit is $472,030 for single-family residences.
Lendersa® offers a Conventional loan calculator that lets you compare the latest rates for Conventional, FHA, and USDA loans, helping you evaluate the income, credit requirements, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator presents side-by-side comparisons for Conforming Conventional loans, USDA, FHA, and VA to assist in selecting the best program for your financial situation in MA.
2026 Loan Limits and Downpayment Requirements in Northbridge, Worcester County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 01525
Explore Conventional and FHA Loan Options in Northbridge, MA
Lendersa® is committed to securing the ideal Conventional, USDA, or FHA loan for you promptly and effortlessly. Start with any of three options to be matched with lending programs and offers.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
Homefield Credit Union is a community-based credit union founded in 1966. Originally chartered as Grafton Suburban Credit Union with a field of membership including those in the Greater Grafton area, HCU has grown to include a field of membership encompassing all of Worcester and Middlesex counties.
Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.
34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
Lends in Massachusetts
At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
115 Flanders Road, Suite 120, Westborough, MA, 01581
Lends in Massachusetts
Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.
New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and
Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
Shrewsbury Federal Credit Union (SFCU), consistently voted Readers Choice Awards #1 Community Bank, is committed to providing a personalized banking experience. Our mission is to ENRICH LIFE for our members and the communities we serve. Credit unions are member-owned institutions focusing on providing a safe route for savings and borrowing
