Explore the differences! FHA VS Conventional loan programs in Greenfield, Franklin County, Massachusetts
In 2026, the limit for Conventional loans in Greenfield, within Franklin county, MA, is $647,200, while the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. It helps you establish the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine which program in MA aligns best with your financial needs.
2026 Loan Limits and Down Payment Requirements in Greenfield, Franklin, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is specific to the following zip codes: 1301
Discover Conventional and FHA Loan Options in Greenfield, MA
Lendersa® is dedicated to providing the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three strategic starting points to connect with matching lenders and loan programs tailored to your needs.
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.
Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area.
Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.
Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
