Explore the differences! FHA VS Conventional loan programs in Greenfield, Franklin County, Massachusetts

In 2025, the limit for Conventional loans in Greenfield, within Franklin county, MA, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. It helps you establish the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine which program in MA aligns best with your financial needs.

Explore offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Greenfield, Franklin, MA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is specific to the following zip codes: 1301

Discover Conventional and FHA Loan Options in Greenfield, MA

Lendersa® is dedicated to providing the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three strategic starting points to connect with matching lenders and loan programs tailored to your needs.

View results of Lendersa USDA loan requests


  • 1st Mortgage Services
  • 714 Lakeway Dr, Bellingham, WA, 98229
  • The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Integrity First Mutual Mortgage LLC
  • 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012
  • Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
  • Procura Mortgage Company
  • 3181 156th Ave SE, Suite B, Bellevue, WA, 98007
  • Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
  • Avenue One Capital Inc
  • 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007
  • Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
  • DML Capital
  • 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
  • DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
  • Equity Solutions Northwest
  • 9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Financial Edge Mortgage Corp
  • PO Box 1665, Stanwood, WA, 98292
  • financial edge mortgage loan program that's is the best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage,
  • Pro Escrow Inc
  • 5920 Evergreen Way, Suite C, Everett, WA, 98203
  • PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!