FHA VS Conventional loan in Greenfield, Franklin County, Massachusetts
In 2025, the limit for Conventional loans in Greenfield, within Franklin county, MA, is $647,200, while the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. It helps you establish the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine which program in MA aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Greenfield, Franklin, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is specific to the following zip codes: 1301
Discover Conventional and FHA Loan Options in Greenfield, MA
Lendersa® is dedicated to providing the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three strategic starting points to connect with matching lenders and loan programs tailored to your needs.
Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
Captain Sam Hull built his frame grocery store and 2nd floor residence in 1847. It had other tenants, but was moved to make way for the bank in 1867.
Mrs. Atwater & N.C. Pettey built the present 3 storefront 2 story brick building in 1867.
The bank was on the corner with the Widney & Viner Hardware next south
Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years.
Member FDIC. Equal Housing Lender.
Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.
Our Board of Directors credit our exceptional growth to the fact
Mountain Valley Community Bank was founded in Cleveland, Georgia in May 2004 by a group of local business professionals and grew to 4 locations and approximately $200 million in assets by September 2017. In that same month, Mountain Valley Community Bank merged with and became a division of The Piedmont Bank located in Norcross, Georgia.
We are a not-for-profit federally chartered and insured financial institution. Not-for-profit means that there are no outside investors and our Board of Directors is elected by the membership. They donate their time and expertise to serve you, the member. Further, all the credit union’s earnings are returned to you, our member-owner.
At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
"We offer hundreds of loan programs and mortgage choices to our customers,
but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.
Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts
