FHA VS Conventional loan in Turners-Falls, Franklin County, Massachusetts

In 2026, the conventional loan limit for a single-family home in Turners-Falls, located in Franklin county, MA, is $647,200. The FHA limit, on the other hand, is $420,680.

The Lendersa® Conventional loan calculator allows you to compare the best current rates for Conventional, FHA, and USDA loans. Evaluate the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program in MA for your needs.

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2026 Loan Limits and Down Payment Requirements in Turners-Falls, Franklin County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 1376

Explore Conventional and FHA Loan Options in Turners-Falls, MA

Lendersa® aims to ensure you secure the best possible Conventional, USDA, or FHA loan without hassle. Select one of three initial steps that connect you with matching lenders and loan programs.

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Turners-Falls Lenders

  • Franklin First FCU
  • 57 Newton Street, Greenfield, MA, 01301
  • Lends in Massachusetts
  • Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.

  • UMassFive College Federal Credit Union
  • 200 Westgate Center Dr, Hadley, MA, 01035
  • Lends in Massachusetts
  • At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.

  • Athol Savings Bank
  • 388 Main Street, Athol, MA, 01331
  • Lends in Massachusetts
  • Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.

  • Athol Credit Union
  • 513 Main St, Athol, MA, 01331
  • Lends in Massachusetts
  • We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.

  • Florence Bank
  • 85 Main Street, Florence, MA, 01062
  • Lends in Massachusetts
  • Our commitment to sound banking, combined with our promise to provide the best service available, has made us one of the fastest growing banks in our area.

    Florence Bank remains committed to serving the community as a local bank. The bank is depositor owned and its Directors and Corporators are all actively involved in the local community.