Explore the differences! FHA VS Conventional loan programs in Montague, Franklin County, Massachusetts

In 2026, the Conventional loan limit in Montague, part of Franklin county, MA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in MA for your financial situation.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Montague, Franklin, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 01351, 01376, 01349, 01347

Conventional and FHA Loan Options in Montague, MA

The mission of Lendersa® is to quickly secure the most suitable Conventional, USDA, or FHA loan for you without hassle. Choose from three starting points that connect you with compatible lenders and loan programs.

Results of USDA loan requests from Lendersa


  • City Fund Mortgage Lending
  • 4195 Chino Hills Parkway, Suite 469, Chino Hills, CA, 91709
  • City Fund Mortgage began with a clear vision of ethical lending and quality service. With over a century of combined lending experience amongst our team, a vast array of loan product offerings, and an emphatic commitment to superior customer service, the company has managed to stay competitive in an ever changing

  • J Bee Home Loans
  • 13362 Emerald Way, Chino Hills, CA, 91709
  • JBee Home Loans is a growing residential mortgage lender in California built on a proven track record as a long-time industry leader. The Los Angeles-based company, founded by Joel & Jill Burlingame, specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more

  • Synergy Financial Group Inc.
  • 29231 Latigo Canyon Road, Silverado, CA, 92676
  • Founder of Synergy Financial Group Inc. Sheila is dedicated to ensuring her clients and business partners are well informed and aware of the details behind the crucial financial decisions they make on a regular basis. She works hard to serve her community and to make dreams come true!

  • Nuhome Team
  • 440 E Route 66, Glendora, CA, 91740
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost.
    Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"

  • PCMortgage
  • 1345 South Grand Avenue, Glendora, CA, 91740
  • At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.

  • SquareLend
  • 440 East Route 66, Glendora, CA, 91740
  • Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.

  • Mission Federal Credit Union
  • 10325 Meanley Drive, San Diego, CA, 92131
  • There’s so much to know about Mission Fed Credit Union in San Diego! We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs. You can think of us as your one-stop financial services provider, offering you all kinds of Savings Accounts, Loans, eServices

  • San Diego Homes & Loans
  • 11121 Caminito Arcada, San Diego, CA, 92131
  • San Diego Homes & Loans helping families achieve their Real Estate goals. With 15+ years of Mortgage and Real Estate experience, I enjoy guiding my clients through the process of buying, selling, or refinancing. I work hard to understand every borrower's wants, needs, and financial goals

  • 1st American Mortgage Lenders Inc.
  • 10620 Treena St, Suite 230, San Diego, CA, 92131
  • 1st American Mortgage Lenders is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • MAR Financial Inc.
  • 10620 Treena Street, Suite 230, San Diego, CA, 92131
  • We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.

  • Security InterBank Mortgage
  • 10252 Pinecastle Street, San Diego, CA, 92131
  • Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.