Explore the differences! FHA VS Conventional loan programs in Montague, Franklin County, Massachusetts

In 2026, the Conventional loan limit in Montague, part of Franklin county, MA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

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Use the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in MA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Montague, Franklin, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 01351

Conventional and FHA Loan Options in Montague, MA

The mission of Lendersa® is to quickly secure the most suitable Conventional, USDA, or FHA loan for you without hassle. Choose from three starting points that connect you with compatible lenders and loan programs.

  1. Submit an optimal request for Conventional/USDA/FHA loans
  2. Check terms & rates for Conventional, USDA, and FHA before anything else
  3. Discover the largest database of Conventional lenders
Results of USDA loan requests from Lendersa



  • All Seasons Mortgage
  • 15 SW Colorado Ave, Bend, OR, 97702

  • This family owned & operated local business has over 30 years helping families in central Oregon find the best available loan products. John is both the owner of All Seasons Mortgage and a Loan Originator. John purchased All Seasons Mortgage from a local family in 1990. His mission has always been to provide stellar service to his clients.

  • Mid Oregon Lending
  • 360 SW Bond St, Suite 410, Bend, OR, 97702

  • Mid Oregon Lending represents dozens of wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies

  • Cascade Mortgage Co
  • 19717 Mount Bachelor Dr, Suite 258, Bend, OR, 97702

  • Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373

  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.

  • Mid Oregon Credit Union-Home Loans
  • PO Box 6749, Bend, OR, 97708

  • Mid Oregon Credit Union traces its roots back to 1957 as the first credit union established in Central Oregon by a group of teachers and school employees in Prineville. Today, Mid Oregon Credit Union is the only Credit Union headquartered and doing business solely in Central Oregon.

  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.

  • American Group
  • 1074 E. Cole Rd, Suite 14, Calexico, CA, 92231

  • American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,

  • BAINBRIDGE LENDING GROUP, LLC
  • 345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110

  • BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.

  • Sound Credit Union
  • PO Box 1595, Tacoma, WA, 98401

  • A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,

  • TAPCO Credit Union
  • PO Box 64369, Tacoma, WA, 98464

  • Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.

  • Turn Two Mortgage
  • 2219 179th St Ct E, Tacoma, WA, 98445

  • Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se
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