FHA VS Conventional loan programs in Montague, Franklin County, Massachusetts

In 2025, the Conventional loan limit in Montague, part of Franklin county, MA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in MA for your financial situation.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Montague, Franklin, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 01351, 01376, 01349, 01347

Conventional and FHA Loan Options in Montague, MA

The mission of Lendersa® is to quickly secure the most suitable Conventional, USDA, or FHA loan for you without hassle. Choose from three starting points that connect you with compatible lenders and loan programs.

Results of USDA loan requests from Lendersa


  • KB Capital group
  • 15021 ventura blvd, Sherman Oaks, CA, 91403
  • We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close Private money / Non-QM programs 70 CLTV No fico required
  • Option One Lending
  • 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
  • Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
  • 1st Point Lending Inc.
  • 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
  • 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
  • Banc Mortgage, Inc
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Lending Group
  • 15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
  • PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
  • Unity Mortgage Lending, Inc.
  • 15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NextGen Residential
  • 15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403
  • Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
  • ALG Mortgage Inc.
  • 15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
  • At ALG Mortgage we take your application and shop 100+ lenders nationwide for you, with just one credit inquiry. Our motto is simple: “Hundreds of Options. One Simple Application.” Designed to save you precious time and money. Shop ALL options with one application with ALG Mortgage. Your local bank will take all your info, run your credit,
  • Mortgage Globe
  • 15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403
  • Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.
  • Patch of Land
  • 15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
  • Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
  • Patch of Land
  • 15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
  • Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.