Explore the differences! FHA VS Conventional loan programs in Haverhill, Essex County, Massachusetts

In 2026, the Conventional loan limit in Haverhill, within the county of Essex, MA, is $828,000. Meanwhile, for a single-family home, the FHA limit is $828,000.

Utilize the Lendersa® Conventional loan calculator to evaluate today's optimal rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents necessary for qualification. Through our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the most suitable program in MA for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Haverhill, County of Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The comparison table applies to the zip codes: 01832

Explore Conventional and FHA Loan Options in Haverhill, MA

Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you efficiently and effortlessly. Choose one of three initial options that align you with appropriate lenders and loan programs.

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Haverhill Lenders

  • Haverhill Bank
  • 180 Merrimack Street, Haverhill, MA, 01830
  • Lends in Massachusetts
  • Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.

  • HTM Credit Union
  • 4 Summer Street, Room 3, Haverhill, MA, 01830
  • Lends in Massachusetts
  • The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs

  • Pentucket Bank
  • 1 Merrimack Street, Haverhill, MA, 01830
  • Lends in Massachusetts
  • Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.

  • Methuen Federal Credit Union
  • 248 Broadway, Methuen, MA, 01844
  • Lends in Massachusetts
  • At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.