FHA VS Conventional loan programs in 2026 for Haverhill, Essex County, Massachusetts

In 2026, the Conventional loan limit in Haverhill, within the county of Essex, MA, is $828,000. Meanwhile, for a single-family home, the FHA limit is $828,000.

Utilize the Lendersa® Conventional loan calculator to evaluate today's optimal rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents necessary for qualification. Through our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the most suitable program in MA for your financial situation.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Haverhill, County of Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The comparison table applies to the zip codes: 01832, 01830, 01835, 01831

Explore Conventional and FHA Loan Options in Haverhill, MA

Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you efficiently and effortlessly. Choose one of three initial options that align you with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bonneville Financial Services, Inc.
  • 1009 North Allington Drive North, North Salt Lake, UT, 84054
  • Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-­Brazil.

  • Stratify Lending LLC
  • 220 South 200 East, Suite 200, Salt Lake City, UT, 84111
  • Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals

  • RushFire Private Lending
  • 257 E 200 S, Suite 525, Salt Lake City, UT, 84111
  • RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab

  • Actium Partners, LLC
  • 111 East Broadway Suite 390, Salt Lake City, UT, 84111
  • Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.

  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042
  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.

    vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy

  • Forewest Financial LLC
  • 2966 Oak Valley Circle, Sandy, UT, 84093
  • Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.

  • Nelson Funding
  • 222 S Main St, Suite 500, Salt Lake City, UT, 84101
  • Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.

  • TransWest Credit Union
  • 37 West 1700 South, Salt Lake City, UT, 84115
  • TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.

    TransWest Credit Union is a not-for-profit organization.

  • Firefighters Credit Union
  • 124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
  • Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:

    Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah
    Full-time or part-time employee of a fire departm

  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.

    When you bank with First Community, your banker is more than just a face in the crowd.

  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.

  • IntroLend Utah
  • 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
  • At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.