In 2026, for Methuen-Town in Essex county of MA, the Conventional loan limit is $770,500, and the FHA limit for a single-family home stands at $770,500.
Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, evaluate Conforming Conventional loans along with USDA, FHA, and VA options side by side to identify the best program for your unique financial situation in MA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $770,500 | 3% |
| USDA | $579,600 | 0% |
| FHA | $770,500 | 3.5% |
This comparison table applies to zip codes: 1844
Lendersa® aims to promptly provide the best possible loan options—be it Conventional, USDA, or FHA—without hassle. Choose from three starting points that match you with appropriate lenders and loan programs.
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