Explore the differences! FHA VS Conventional loan programs in Methuen-Town, Essex County, Massachusetts

In 2025, for Methuen-Town in Essex county of MA, the Conventional loan limit is $770,500, and the FHA limit for a single-family home stands at $770,500.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, evaluate Conforming Conventional loans along with USDA, FHA, and VA options side by side to identify the best program for your unique financial situation in MA.

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2025 Loan Limits and Down Payment Requirements in Methuen-Town, County of Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $770,500 3%
USDA $579,600 0%
FHA $770,500 3.5%

This comparison table applies to zip codes: 1844

Explore Conventional and FHA Loan Options in Methuen-Town, MA

Lendersa® aims to promptly provide the best possible loan options—be it Conventional, USDA, or FHA—without hassle. Choose from three starting points that match you with appropriate lenders and loan programs.

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  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.
  • ACFCU
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  • ACFCU has been providing financial services for over 75 years. We strive to make financial dreams reality & we want to be THE financial solution for all of our members.We serve over 38, 000 members & strive daily to exceed our members expectations. Chartered in 1945 ACFCU is now the largest credit union in the Panhandle serving over 37,000 members.
  • PROVIDENCE HOME LOANS
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  • Cheyenne State Bank
  • 101 West 19th Street, Cheyenne, WY, 82001
  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.
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  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union. Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force
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  • Opportunity Business Loans
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  • FinLend, LLC
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  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • Western Vista Credit Union
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