In 2026, the Conventional loan limit for a single-family home in Merrimac, within Essex county, MA is set at $828,000, while the FHA limit is $828,000.
Use the Lendersa® Conventional loan calculator to evaluate and compare current rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and necessary documents. Our advanced calculator displays Conforming Conventional loans, USDA, FHA, and VA options together, assisting you in selecting the most suitable program in MA that fits your financial situation.
Browse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $828,000 | 3% |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
This comparison table applies to the following zip codes: 1860
Lendersa® strives to help you quickly find the best possible Conventional, USDA, or FHA loan without hassle. Begin with one of three pathways to connect with compatible lenders and suitable loan programs.
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