FHA VS Conventional loan programs in Lawrence, Essex County, Massachusetts
In the year 2026, the Conventional loan limit for Lawrence, in the county of Essex, MA, is $828,000, whereas the FHA limit for a single-family dwelling is $828,000.
With the Lendersa® Conventional loan calculator, compare the top rates of today's Conventional, FHA, and USDA loans to assess the required income, credit, reserves, and documents needed for qualification. This advanced tool places Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision for the best suited program in MA for your unique financial needs.
2026 Loan Limits and Down Payment Requirements in Lawrence, County of Essex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This table applies to the following zip codes: 01843
Discover Conventional and FHA Loan Options in Lawrence, MA
The mission of Lendersa® is to swiftly connect you with the optimal Conventional, USDA, or FHA loan, minimizing any hassle. Start with one of three options to align with matching lenders and suitable loan programs.
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