FHA VS Conventional loan programs in 2025 for Holden, Worcester County, Massachusetts

In the year 2025, the limit for Conventional loans in Holden, a part of the county of Worcester, MA, amounts to $726,200, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, versus USDA loans. You can find out the income, credit, and reserves necessary, in addition to the documents you require to qualify. Our advanced mortgage calculator allows you to view options for Conforming Conventional loans, USDA, FHA, and VA side-by-side, assisting in your decision as to which program best suits your financial needs in MA.

Explore loan offers from over 100 lenders

Downpayment Requirements and Loan Limits for 2025 in Holden, County of Worcester, MA

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to ZIP codes: 01520, 01522

Loan Options: Conventional and FHA in Holden, MA

The aim of Lendersa® is to secure the most beneficial loan option, whether it's Conventional, USDA, or FHA, promptly and without obstacles. Begin with any of the three paths we offer to connect with matching lenders and find suitable loan programs.

Loan requests and matching results for Lendersa USDA loans


  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS! FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
  • Safe 1 Credit Union
  • 8200 Granite Falls Drive, Bakersfield, CA, 93312
  • In 1952, a small group of dedicated and concerned state employees from Union #35 met for the purpose of forming a financial cooperative for co-workers and their families. From these very humble beginnings, Safe 1 Credit Union was founded and formed. The first Safe 1 ""office"" was actually a room located in the home of our first manager.
  • Local Lenders Group
  • locallend!51424, Bakersfield, CA, 93312
  • Local Lenders Group is a California Mortgage Company offering the most competitive mortgage interest rates, and fees. We specialize in the following loan products : FHA, VA, Conventional, Jumbo's, Private Money and Refinances. Customer service is very important to us. As we continue to improve and expand our services,
  • Borda Mortgage Advisors
  • 1006 Calloway, Suite B, Bakersfield, CA, 93312
  • We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today! We serve all of California, our office is located in the central valley of California. We thrive on the success and satisfaction of our clients.
  • 1st Choice Lending
  • 11412 Jimrik Avenue, Bakersfield, CA, 93312
  • 1st Choice Lending or 1st Choice Real Estate in Bakersfield, CA. We are committed to your satisfaction. Specializing in Reverse Mortgages for age 62+ and VA Loans and Investor Fix and Flip up to 90% Purchase Price plus 100% of Renovation Cost. Standard FHA and Convention Purchase, Refinance and Cash out.
  • Team Windes
  • 4801 Calloway Drive Suite 103, Bakersfield, CA, 93312
  • Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .
  • New Horizon Funding
  • 2201 E. Willow St, Suite C, Signal Hill, CA, 90755
  • The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • North American Lending Group
  • 2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755
  • North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.
  • Shoreline Funding, Inc.
  • 2700 Cherry Avenue, Signal Hill, CA, 90755
  • We pride ourselves with a high level of customer service & personal relationships. Our clients have used our services repeatedly for their mortgage needs & are always satisfied. Shoreline Funding, Inc. is affiliated with over 100 lenders in order to meet all your mortgage needs. We maintain the standards in loan program knowledge and lender detail.
  • Mission Mortgage
  • 10343 Sepulveda Boulevard, Mission Hills, CA, 91345
  • Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.
  • Summit Lending of Long Beach
  • 3880 Kilroy Airport Way, Suite 10, Long Beach, CA, 90806
  • Summit Lending of Long Beach is a branch office of the Orange County-based Summit Lending, a direct mortgage lender, specializing in FHA, VA, Conventional Fixed Rate, and Jumbo mortgage loans for home buyers and homeowners throughout California. As a direct lender, quite frankly, we call the shots.
  • United American Mortgage Corporation
  • 3780 Kilroy Airport Way Suite 200, Long Beach, CA, 90806
  • Jack Skovgard is your premier mortgage broker located in Long Beach, California. Jack offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Long Beach area. Whether you are first time home buyer, purchasing your dream home,