Explore the differences! FHA VS Conventional loan programs in Lexington, Middlesex County, Massachusetts

In 2025, Convetional loan limit in Lexington, county of Middlesex, MA is $828,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lexington, county of Middlesex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The comparison table applies to zip codes: 02421, 02420

Conventional and FHA loan options in Lexington, MA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Glencore Lending
  • 220 South. Kenwood Street, Suite 305, Glendale, CA, 91205
  • Glencore Lending we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates.
  • Better Loans & Realty
  • 4543 Encinas Dr, Glendale, CA, 91205
  • "Ester Perez and Joseph Perez – (husband and wife) founded Better Loans & Realty in 2005 with a vision of helping individuals build wealth through hard money. With the hope that the more one can accumulate the more one can give. We are a hard money mortage brokerage which acts as a conduit to large REIT, pension and hedge funds. We focus on h
  • Addison Funding
  • 1022 Olancha Drive, Los Angeles, CA, 90065
  • We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.
  • Anna Kara Loans
  • 1010 North Central Avenue, Glendale, CA, 91202
  • Anna Kara has a very simple and important mission when; to provide her clients with a positive and rewarding mortgage experience. Anna Kara is considered the go-to mortgage expert because she provides her clients with all the information necessary to make the right decision on mortgage financing.
  • Cali Home Lending: Dan Draitser
  • 11887 Valley View St, Garden Grove, CA, 92845
  • Dan Draitser Owner of Cali Home Lending, a mortgage banker and broker. A business model that enables funding of residential home loans with an in house warehouse line, and also the ability to broker out the more unconventional loans to over 65 different approved wholesale lenders.
  • Turn Time Mortgage
  • 6281 Santa Catalina Avenue, Garden Grove, CA, 92845
  • Turn Time Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently
  • CalTerra Financial
  • 12792 Valley View Street, Suite 202, Garden Grove, CA, 92845
  • CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.
  • HomeSmart Advisors
  • 12842 Valley View Street, Suite 205, Garden Grove, CA, 92845
  • The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Khan Home Loan
  • 18831 Ibex Ave, Artesia, CA, 90701
  • Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service. My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
  • MGB Financial Services Inc.
  • 18300 Gridley Road, Suite I, Artesia, CA, 90701
  • Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.
  • My City Financial
  • 18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
  • My City Financial is a California State licensed Mortgage Company The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service We have a great choice of loan products, all in one place
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe