FHA VS Conventional loan programs in Belmont, Middlesex County, Massachusetts
In 2026, the Conventional loan limit in Belmont, located in the county of Middlesex, MA, is $828,000. Meanwhile, the FHA limit for a single-family home is $828,000. Being aware of these limits is crucial when considering your home financing options in the area.
Utilize the Lendersa® Conventional loan calculator to evaluate the top rates available today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify with our advanced mortgage calculator. You can compare side-by-side Conforming Conventional, USDA, FHA, and VA loans to decide which program in MA suits your financial situation best.
Examine 2026 Loan Limits and Downpayment Requirements in Belmont, County of Middlesex, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This table references the following zip codes: 02478
Discover Conventional and FHA Loan Opportunities in Belmont, MA
At Lendersa®, our objective is to ensure you receive the most advantageous Conventional, USDA, or FHA loans swiftly and without additional stress. Select one of three approaches to quickly find matching lenders and loan programs that meet your needs.
Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.
At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s
Cambridge Savings Bank is a full-service banking institution with over $5 billion in assets. As a mutual bank, CSB is committed to improving the quality of life of our employees, customers & the communities we serve. One of the oldest & largest community banks in MA, CSB offers a full line of individual & business banking services.
Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).
255 Washington Street, Suite 300, Newton, MA, 02458
Lends in Massachusetts
The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets,
