Explore the differences! FHA VS Conventional loan programs in Belmont, Middlesex County, Massachusetts

In 2025, the Conventional loan limit in Belmont, located in the county of Middlesex, MA, is $828,000. Meanwhile, the FHA limit for a single-family home is $828,000. Being aware of these limits is crucial when considering your home financing options in the area.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates available today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify with our advanced mortgage calculator. You can compare side-by-side Conforming Conventional, USDA, FHA, and VA loans to decide which program in MA suits your financial situation best.

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Examine 2025 Loan Limits and Downpayment Requirements in Belmont, County of Middlesex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table references the following zip codes: 02478, 02479

Discover Conventional and FHA Loan Opportunities in Belmont, MA

At Lendersa®, our objective is to ensure you receive the most advantageous Conventional, USDA, or FHA loans swiftly and without additional stress. Select one of three approaches to quickly find matching lenders and loan programs that meet your needs.

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  • Precision Home Loans
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  • At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.
  • Valley Wide Reverse Mortgage
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  • Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Advisory Home Loans
  • 2560 W Shaw Ln, Suite 105, Fresno, CA, 93711
  • Advisory Home Loans is a Mortgage Broker located in Fresno, California. We offer custom loan terms, for example, if you have a 30 year fixed rate loan that is 3 years old, instead of "going backwards" with a new 30 year loan we can do a 27 year term. You name the term, we can do it (30 years and lower).
  • Snap Home Loans
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  • SNAP! Home Loans is the industries Lowest Cost, Most Tech Lending Solution. Because we are a broker we provide Buyers with what we call “Fair Market Pricing” by shopping their loan with as many as 20 different banks. This provides our borrowers with the best financing available, with the most flexibility, at the lowest out of pocket price.
  • Aspire Realty Solutions
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  • Aspire Realty Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • C Watson Financial
  • 7520 N Palm Avenue, Suite 103, Fresno, CA, 93711
  • "C. Watson Financial is a locally owned Mortgage Broker in business to help customers find the home financing to fit their needs. We help buyers with a staff of highly trained loan professionals, so you can be sure that you are fitted with the best loan package available. Whether you are buying your first home or an investment property,"
  • Valley Wide Homes
  • 6740 N West, Suite 105, Fresno, CA, 93711
  • Valley Wide Homes is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Western Pioneer Financial
  • 990 W Alluvial Ave, Suite 103, Fresno, CA, 93711
  • "Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers. We are committed to providing our clients with superior personal service."
  • Caleb Parmenter - Big Valley Mortgage
  • 7485 N Palm Ave, Ste 101, Fresno, CA, 93711
  • Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.