FHA VS Conventional loan programs in 2025 for Arlington, Middlesex County, Massachusetts

For 2025, the Conventional loan limit in Arlington, located in Middlesex county, MA, is $828,000. Meanwhile, the FHA limit for a single-family home stands at $828,000.

Use Lendersa® Conventional loan calculator to evaluate and compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program for your financial circumstances in MA.

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2025 Loan Limits and Downpayment Requirements in Arlington, County of Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to the following zip codes: 02476, 02474, 02475

Options for Conventional and FHA Loans in Arlington, MA

Lendersa® aims to secure the best possible loan option for you—be it Conventional, USDA, or FHA—swiftly and without complications. Select one of three pathways that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Own Up
  • 101 Arch Street, Suite 410, Boston, MA, 02110
  • Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did. We use technology to simplify the home financing process.
  • Raymond C. Green Companies
  • 155 Federal St, Ste 1300, Boston, MA, 02110
  • The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.
  • Mass Home Mortgage Co
  • 200 Lincoln Street, Suite 405, Boston, MA, 02111
  • MassHome Mortgage LLC is a mortgage broker who has been helping customers in Massachusetts since 1999 to obtain residential and commercial loans with variety of programs from different mortgage lenders. Our main goal is to provide the best service to our customers and help them to find the right loan with the best rates, terms and costs to
  • First Priority Credit Union
  • 25 Dorchester Avenue, Boston, MA, 02205
  • First Priority Credit Union is a Massachusetts state-chartered credit union that began providing banking products and services to members in 1924. FPCU membership originally included United States Postal Employees, retirees and their family, but over the years has grown to include those that live or work in Suffolk and Essex Counties
  • Endeavor Capital
  • 404 South Huntington Avenue, Jamaica Plain, MA, 02130
  • Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque
  • Wakefield Co-operative Bank
  • 342 Main Street, Wakefield, MA, 01880
  • Wakefield Co-operative Bank is continually expanding our personal and business banking services, our residential and commercial lending, and our supplementary digital services to better enable our customers to manage their finances. We foresee great opportunity for deposit, lending, and financial services growth and are optimistic.
  • The Savings Bank
  • 907 Main Street, Wakefield, MA, 01880
  • The Savings Bank is a community bank founded back in 1869 and is headquartered in Wakefield, Massachusetts in the heart of Middlesex County. TSB offers a complete range of both Commercial and Consumer banking products and has eight full-service branches. Member FDIC, Member DIF, and Equal Housing Lender.
  • Mortgage Resources
  • 175 Highland Ave, Suite 303, Needham Heights, MA, 02494
  • Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
  • Direct Federal Credit Union
  • 50 Cabot St, Needham Heights, MA, 02494
  • Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
  • Fantini & Gorga LLC
  • 197 First Avenue, Needham Heights, MA, 02494
  • Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
  • Atlas Mortgage
  • 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
  • We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!