FHA VS Conventional loan programs in Melrose, Middlesex County, Massachusetts

In 2025, the Conventional loan limit in Melrose, located within Middlesex county, MA, is $828,000. Meanwhile, the FHA limit for a single-family residence is set at $828,000.

Leverage the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. This tool helps evaluate the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best program in MA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Melrose, Middlesex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

Relevant to these zip codes: 2176

Discover Conventional and FHA Loan Choices in Melrose, MA

The aim of Lendersa® is to quickly provide you with the most appropriate Conventional, USDA, or FHA loans without hassle. Choose from three starting points that align you with suitable lenders and loan programs.

Examine Lendersa USDA loan request and match outcomes


  • Mighty Mortgage Home Loans
  • 2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
  • Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.
  • Maps Credit Union
  • 451 Division St NE, Salem, OR, 97301
  • Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.
  • Rock River Financial, Inc
  • 388 State St NE, Suite 500, Salem, OR, 97301
  • We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
  • Resident Lending Group
  • 1230 Liberty St. NE, Salem, OR, 97301
  • as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.
  • Granite West Funding, LLC
  • 40879 CA-41, Suite 1A, Oakhurst, CA, 93644
  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California. Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."
  • The Mortgage Pros Funding, Inc
  • 4199 Flat Rock Road, Suite 116, Riverside, CA, 92505
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Certys Financial Inc.
  • 10705 Magnolia Ave, Riverside, CA, 92505
  • Certys Financial Inc (NMLS #1096493) is a mortgage company serving the states of California, Texas, and Pennsylvania. We use the latest technology such as electronic signing (E-Sign) and paperless processing to ensure minimum effort on your part and speedy processing on ours. Our regard for your financial well being won't allow us
  • Campbell Financial Services, Inc.
  • 4181 Flat Rock Drive, Suite 250, Riverside, CA, 92505
  • Since 1989 Campbell Financial Services has continued with one purpose in mind: To meet the needs of our clientele by providing a full array of lending options in an efficient, straight-forward manner. We know you’re busy and that your time is important, and we’re committed to being your lending expert!