FHA VS Conventional loan programs in Melrose, Middlesex County, Massachusetts
In 2026, the Conventional loan limit in Melrose, located within Middlesex county, MA, is $828,000. Meanwhile, the FHA limit for a single-family residence is set at $828,000.
Leverage the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. This tool helps evaluate the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best program in MA for your financial needs.
2026 Loan Limits and Down Payment Requirements in Melrose, Middlesex, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
Relevant to these zip codes: 2176
Discover Conventional and FHA Loan Choices in Melrose, MA
The aim of Lendersa® is to quickly provide you with the most appropriate Conventional, USDA, or FHA loans without hassle. Choose from three starting points that align you with suitable lenders and loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
StonehamBank is a full-service community bank offering state of the art products & services to residents and businesses throughout eastern Massachusetts and southern New Hampshire. In addition to providing progressive products and convenience services, StonehamBank believes in giving back to the community through its Community Involvement Program.
Members Mortgage Company was founded in 1994, to meet the mortgage lending needs of New England credit unions. At the time, most of the mortgage lending options available to credit unions were organizations only interested in acquiring servicing rights for their loans, or mortgage brokers with reduced accountability for their own mistakes.
Wakefield Co-operative Bank is continually expanding our personal and business banking services, our residential and commercial lending, and our supplementary digital services to better enable our customers to manage their finances. We foresee great opportunity for deposit, lending, and financial services growth and are optimistic.
The Savings Bank is a community bank founded back in 1869 and is headquartered in Wakefield, Massachusetts in the heart of Middlesex County. TSB offers a complete range of both Commercial and Consumer banking products and has eight full-service branches. Member FDIC, Member DIF, and Equal Housing Lender.
Everett Banks’ loyalty to our customers and friends is the foundation of our business. We're proud to be a part of this local heritage and have enjoyed working to help our communities grow and prosper. Our goal is to form long-lasting relationships by providing customers with better, more convenient products and services.
MJ Mortgage has licenses to operate in Florida, Massachusetts, and New Hampshire.Our process is fast, practical, and efficient, with record time for processing documents with the bank, in less than 20 days! We are the ideal Mortgage company for anyone who wants to buy or invest in. Make yourself at home
We are here to offer our experience and expertise in mortgage lending. Our Loan Officers are working for you! With helpful guides through the lending process, our experienced staff will guide you has access to a full range of mortgage sources. Together with there know-how and all of our lending specialists are dedicated to finding the right loan
Members Plus Credit Union is a community-chartered credit union owned by over 14, 000 members with branches in Medford, Dorchester, Everett, Norwood and Plymouth. The Credit Union, like all credit unions, is a not-for-profit cooperative. It is owned, managed and operated by members. Our mission is to provide quality, innovative, competitive,
