FHA VS Conventional loan programs in Melrose, Middlesex County, Massachusetts

In 2025, the Conventional loan limit in Melrose, located within Middlesex county, MA, is $828,000. Meanwhile, the FHA limit for a single-family residence is set at $828,000.

Leverage the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. This tool helps evaluate the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best program in MA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Melrose, Middlesex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

Relevant to these zip codes: 2176

Discover Conventional and FHA Loan Choices in Melrose, MA

The aim of Lendersa® is to quickly provide you with the most appropriate Conventional, USDA, or FHA loans without hassle. Choose from three starting points that align you with suitable lenders and loan programs.

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  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.
  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.
  • Baylor Health Care System Credit Union
  • 4005 Crutcher Street, Suite 130, Dallas, TX, 75246
  • Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5, 400 members and $82 million in assets. Over the course of our 60+ year history.
  • Lighthouse Lending LLC
  • 4131 North Central Expressway, Suite 900, Dallas, TX, 75204
  • Alfonso Barrera, Broker/Owner of Lighthouse Lending LLC is an Independent Mortgage Broker with access to many large Wholesale Lenders. With us, apply only once and we'll do all the legwork to shop around with many different lenders for the best terms for your new mortgage. We have access to hundreds of wholesale mortgage.
  • Finance America Inc.
  • 113 N. Poydras Street, Suite 202, Lewisville, TX, 75057
  • At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
  • 360 Home Lending
  • 12005 Ford Road, Suite 405, Dallas, TX, 75234
  • 360 Home Lending is a minority-owned mortgage company with a focus on diverse markets throughout the DFW metroplex. Our unique customer-centric, technology-enhanced approach provides a seamless and consistently stress-free experience for customers, from 1st time homebuyers to sophisticated property investors
  • First Integra Funding Corp
  • 12100 Ford Road, Suite 195, Farmers Branch, TX, 75234
  • First Integra Funding Whether you’re looking to buy your dream home, or you’re hoping to explore your refinancing options, First Integra Funding Corp. has you covered. With us, you’ll have the chance to connect with a wide range of trustworthy lenders, offering top-quality mortgage products of all kinds.
  • Liberty Home Mortgage
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.