FHA VS Conventional loan programs in 2025 for Wakefield, Middlesex County, Massachusetts
In the year 2025, the Conventional loan limit for properties in Wakefield, located in the county of Middlesex, MA, is $828,000. Meanwhile, the allowable FHA limit for a single-family home is set at $828,000. These limits are essential to know when planning your home financing in this area.
The Lendersa® Conventional loan calculator can be used to assess the most competitive rates available today among Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documentation for application eligibility. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to select the best-suited program in MA for your budget and financial goals.
Exploration of 2025 Loan Limits and Down Payment Needs in Wakefield, County of Middlesex, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This comparison table references the following zip codes: 1880
Available Conventional and FHA Loan Choices in Wakefield, MA
At Lendersa®, our aim is to provide you with the most favorable Conventional, USDA, or FHA loans quickly and effortlessly. Start by choosing from three approaches to find matching lenders and tailored loan programs that fit your needs.
Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.
Select Seven Credit Union was originally called Pet Dairy Employees Federal Credit Union and received a federal charter on March 15, 1949. The original charter covered the employees of Pet Dairy Products Company in several southeastern states. we offer members a tremendous choice of financial products such as loans for almost every purpose.
We’re on a mission to fulfill housing needs for low to moderate-income families, making home ownership a reality for a multitude of people. Our mission is difficult - housing costs average about $82,000; unfortunately, the poorest sixty percent (60%) of Tennessee residents have average incomes of only $23,300.
