FHA VS Conventional loan in Newburyport, Essex County, Massachusetts

In the year 2026, the Conventional loan limit in Newburyport, located in the county of Essex, MA, is $828,000. For a single-family home, the FHA limit is $828,000.

With the Lendersa® Conventional loan calculator, you can compare the best rates for today's Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side to help select the best program for your particular financial situation in MA.

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2026 Loan Limits and Downpayment Requirements in Newburyport, County of Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to ZIP codes: 1950

Loan Options: Conventional and FHA in Newburyport, MA

The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to match with lenders and loan programs.

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    Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product