FHA VS Conventional loan in Newburyport, Essex County, Massachusetts

In the year 2026, the Conventional loan limit in Newburyport, located in the county of Essex, MA, is $828,000. For a single-family home, the FHA limit is $828,000.

With the Lendersa® Conventional loan calculator, you can compare the best rates for today's Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side to help select the best program for your particular financial situation in MA.

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2026 Loan Limits and Downpayment Requirements in Newburyport, County of Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to ZIP codes: 1950

Loan Options: Conventional and FHA in Newburyport, MA

The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to match with lenders and loan programs.

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  • The Farmers Bank of Appomattox
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  • Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!

    Under new management since 2020.

    To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.

  • Proctor Holdings LLC
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  • Our mission is very simple…to improve the lives of our customers throughout their ever-changing homeownership needs. Our goal is to provide our customers the absolute best home lending options for any stage in their lives. Simply put, our priority is you! we have the flexibility to offer exceptional service and an unparalleled product mix.

  • Greater Texas Mortgage Company
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  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Lone Star Home Mortgage
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  • Lone Star Home Mortgage is a full service mortgage Company with one goal in mind...helping consumers accomplish their home financing goals.The only way to achieve this is by providing the best origination platform for mortgage professionals to operate in today's landscape. This means delivering the products, price, and service.

  • BSI Financial Services
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  • We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.

  • Homebound Loans Incorporated
  • 5027 Empire Way, Irving, TX, 75038
  • HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Apply with Kenny LLC
  • 1431 Greenway Drive, Suite 807A, Irving, TX, 75038
  • Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.

  • Purelend Mortgage, LLC
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  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner

  • PHH Mortgage Corporation
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  • PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.