Explore the differences! FHA VS Conventional loan programs in Milford, Worcester County, Massachusetts

The Conventional loan limit in Milford, county of Worcester, MA for 2025 is $726,200. On the other hand, the FHA limit for a single-family home is $472,030.

To compare the best current rates of Conventional, FHA, and USDA loans, utilize the Lendersa® Conventional loan calculator. This tool helps you determine the required income, credit rating, financial reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in deciding which program is most advantageous for you in MA.

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2025 Loan Limits and Down Payment Requirements for Milford, County of Worcester, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table refers to these zip codes: 1757

Examining Conventional and FHA Loan Solutions in Milford, MA

Lendersa® aims to swiftly secure the best Conventional, USDA, or FHA loans for you, eliminating complexity. You can choose from three strategies to connect with suitable lenders and programs.

Discover Lendersa USDA loan request and matching outcomes


  • COASTAL CUSTOM MORTGAGE, INC.
  • 340 Eisenhower DriveSuite 220, Savannah, GA, 31406
  • Based in Savannah, Georgia and serving surrounding areas, Coastal Custom Mortgage is a mortgage brokerage company that provides homebuyers and homeowners alike with the tools to plan for and achieve financial stability when it comes to real estate endeavors. No matter the client’s starting point
  • Pinnacle Bank
  • 1901 West Spring Street, Monroe, GA, 30655
  • Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H
  • First State Bank of Forrest
  • 133 East Krack Street, Forrest, IL, 61741
  • FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.
  • Dear Lender LLC
  • 106 Colony Park Drive, Cumming, GA, 30040
  • DearLender is available to help you navigate the many twists and turns of mortgage lending. We are here to assist with any questions or problems that may arise whether you are buying or refinancing a home, consolidating your debt, or need a business or construction loan. Our team of experts is primed and ready to help you find the money you need.
  • Southern Capital Mortgage Group LLC
  • 5971 Parkway North, Suite D, Cumming, GA, 30040
  • Southern Capital Mortgage Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Harbor Mortgage Services Inc
  • 2450 Atlanta Highway, Suite 1202, Cumming, GA, 30040
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community Lenders Group
  • 327 Dahlonega Street, Suite 102B, Cumming, GA, 30040
  • With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.
  • SOUTHERN EQUITY MORTGAGE SERVICES, LLC
  • 6820 Black Fox Lane, Cumming, GA, 30040
  • Southern Equity Mortgage Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia
  • CUSTOM MORTGAGE SERVICES, INC.
  • 5930 Odell St, Suite 230, Cumming, GA, 30040
  • We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision. With our quality service, we will simplify the process and help get the approved mortgage for you.
  • Philo Exchange Bank
  • 102 W Washington St, Philo, IL, 61864
  • Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.
  • First National Community Bank
  • 701 N 3rd Ave, Chatsworth, GA, 30705
  • National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.