FHA VS Conventional loan in Newbury, Essex County, Massachusetts
In 2026, the limit for a Conventional loan in Newbury, situated in Essex county, MA, is $828,000. The FHA loan limit, for the same area, is $828,000 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to assess and compare the best current rates for Conventional, FHA, and USDA loans. It helps determine the needed income, credit levels, reserves, and documents to qualify. This advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to guide your decision on the best program in MA that suits your financial needs.
2026 Loan Limits and Down Payment Information in Newbury, Essex, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$675,000
0%
FHA
$828,000
3.5%
This comparison table is applicable to zip codes: 01922
Options for Conventional and FHA Loans in Newbury, MA
Lendersa® aims to help you quickly secure the best available Conventional, USDA, or FHA loan with minimal hassle. Choose from three starting points to connect with suitable lenders and loan programs.
We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders
We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.
110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913
Lends in Massachusetts
At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
