FHA VS Conventional loan programs in Rowley, Essex County, Massachusetts

In 2025, the Conventional loan limit in Rowley, belonging to the county of Essex, MA, is established at $828,000. Conversely, the FHA limit, pertinent to a single-family home, stands at $828,000. These limits serve as vital benchmarks for prospective homebuyers when formulating their financial plans for purchasing property.

With the Lendersa® Conventional loan calculator, you can evaluate and compare today's optimal rates across Conventional, FHA, and USDA loan options. Determine what income, credit, reserves, and documentation are needed for eligibility. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program in MA tailored to your financial circumstances.

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2025 Loan Limits and Down Payment Specifications in Rowley, Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This informative table covers the following zip codes: 1969

Available Conventional and FHA Loan Options in Rowley, MA

The aim of Lendersa® is to link you with the best possible Conventional, USDA, or FHA loan options seamlessly and efficiently. Begin by selecting one of the three tailored pathways to connect with lenders and loan programs that suit your specific needs.

Review results from Lendersa USDA loan requests


  • Meritus Credit Union
  • 515 Guilbeau Road, Lafayette, LA, 70506
  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
  • Central Mortgage Services, Inc
  • 209 North Luke Street, Lafayette, LA, 70506
  • Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
  • Investar Bank
  • 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503
  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
  • US CapitalGroup Mortgage LLC
  • 3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503
  • US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
  • Woods Mortgage and Financial Services LLC
  • 128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.
  • Universal Lending Services Inc
  • 5750 Johnston Street, Suite 102, Lafayette, LA, 70503
  • Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.
  • Prestige Mortgage of Louisiana LLC
  • 3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503
  • Prestige Mortgage of Louisiana LLC. is committed to providing our clients with the highest quality financial services combined with the lowest costs and rates available in the area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically.
  • Executive Mortgage, llc.
  • 3639 Ambassador Caffery, Suite 302, Lafayette, LA, 70503
  • Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply
  • FAMILY FIRST MORTGAGE
  • 3909 Ambassador Caffery Parkway, Lafayette, LA, 70503
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs