FHA VS Conventional loan in Salisbury, Essex County, Massachusetts

In 2025, the Conventional loan limit for Salisbury, which is located in Essex county, MA, is $828,000, whereas the FHA limit for a single-family home is $828,000.

The Lendersa® Conventional loan calculator helps you compare today's top rates among Conventional, FHA, and USDA loans. It provides a comprehensive evaluation of the income, credit, reserves, and required documents needed to qualify. This advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in MA is best for your financial needs.

Explore loan offers from 100 lenders

Understanding 2025 Loan Limits and Down Payment Requirements in Salisbury, Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to zip codes: 1952

Conventional and FHA Loan Options in Salisbury, MA

The Lendersa® mission is to get you the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Select one of three starting points that lead to matching lenders and suitable loan programs.

Overview of USDA loan requests from Lendersa


  • CityMortgage Inc.
  • 12423 Kittridge Street, North Hollywood, CA, 91606
  • CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • American Re Group
  • 4929 Wilshire Boulevard, Suite 915, Los Angeles, CA, 90010
  • At AREG, we know that our people are our greatest asset. The teams they form are the best in the world at what they do and they work perfectly together to make dreams come true for our broker clients, homeowners and each other. AREG is one of the largest, fastest-growing wholesale lenders in California.
  • Diamond Edge Financial
  • 4929 Wilshire Blvd Suite 710, Los Angeles, CA, 90010
  • The Diamond Edge Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Solidon Financial & Realty
  • 3550 Wilshire Blvd., Los Angeles, CA, 90010
  • SOLIDON REAL ESTATE has a vast list of options all available for you. Moving can be a daunting process, but with our personalized services, outstanding agents, and world class customer care, you will see how seamless the process can be. We’ve got you covered, and we can’t wait to help you.
  • David Lerman - CalUnion Funding
  • 6400 Laurel Canyon Boulevard, North Hollywood, CA, 91606
  • At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Secured Capital Lending, Inc.
  • 6400 Laurel Canyon Blvd. Suite 620, NORTH HOLLYWOOD, CA, 91606
  • Direct hard money lending company. Offers competetive loan products to investor borrowers looking to leverage in the real estate inevstment market . We have a team of borrowers, brokers,marketers and private individual investors whom we have built a network with, to continue being one of the elites in this competitive market.
  • Mor Financial
  • 3530 Wilshire Blvd. Suite 1820, Los Angeles, CA, 90010
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • MOR Financial
  • 1100 Wilshire Blvd Ste 3302, Los Angeles, CA, 90010
  • MOR Financial is a California based mortgage company that specializes in private money lending. Private loans are secured by real estate properties, both residential & commercial. Our company is dedicated to a hassle free submission process allowing you to focus on your business and investments.
  • LBC Capital
  • 4605 Lankershim Blvd., Suite 419, North Hollywood, CA, 91606
  • LBC Capital is a unique California private money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans , no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
  • Hankey Capital
  • 4751 Wilshire Blvd., Suite 110, Los Angeles, CA, 90010
  • Hankey Capital is a private direct lender originating short-term bridge and construction financing in the $2M to $50M range secured by real estate located in California. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources.
  • Wilkes Mortgage Group
  • 3470 Wilshire Blvd. #910, Los Angeles, CA, 90010
  • When purchasing a home or refinancing, for most Americans it is the biggest investment they will ever make, and should be treated as such. After closing thousands of loans throughout my 16 year career as a licensed realtor and mortgage broker, my objective is straight forward and clear.