FHA VS Conventional loan programs in Salisbury, Essex County, Massachusetts

In 2026, the Conventional loan limit for Salisbury, which is located in Essex county, MA, is $828,000, whereas the FHA limit for a single-family home is $828,000.

The Lendersa® Conventional loan calculator helps you compare today's top rates among Conventional, FHA, and USDA loans. It provides a comprehensive evaluation of the income, credit, reserves, and required documents needed to qualify. This advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in MA is best for your financial needs.

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Understanding 2026 Loan Limits and Down Payment Requirements in Salisbury, Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to zip codes: 1952

Conventional and FHA Loan Options in Salisbury, MA

The Lendersa® mission is to get you the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Select one of three starting points that lead to matching lenders and suitable loan programs.

Overview of USDA loan requests from Lendersa


Salisbury Lenders

  • Newburyport Five Cents Savings Bank
  • 63 State Street, Newburyport, MA, 01950
  • Lends in Massachusetts
  • We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.

  • Institution For Savings
  • 93 State Street, Newburyport, MA, 01950
  • Lends in Massachusetts
  • The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.

  • CBC Financial
  • 76 State St, Newburyport, MA, 01950
  • Lends in Massachusetts
  • Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders

  • The Provident Bank
  • 5 Market Street, Amesbury, MA, 01913
  • Lends in Massachusetts
  • We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.

  • National Mortgage Advice
  • 110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913
  • Lends in Massachusetts
  • At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.

  • Haverhill Bank
  • 180 Merrimack Street, Haverhill, MA, 01830
  • Lends in Massachusetts
  • Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.