FHA VS Conventional loan programs in Salisbury, Essex County, Massachusetts

In 2025, the Conventional loan limit for Salisbury, which is located in Essex county, MA, is $828,000, whereas the FHA limit for a single-family home is $828,000.

The Lendersa® Conventional loan calculator helps you compare today's top rates among Conventional, FHA, and USDA loans. It provides a comprehensive evaluation of the income, credit, reserves, and required documents needed to qualify. This advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in MA is best for your financial needs.

Explore loan offers from 100 lenders

Understanding 2025 Loan Limits and Down Payment Requirements in Salisbury, Essex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to zip codes: 1952

Conventional and FHA Loan Options in Salisbury, MA

The Lendersa® mission is to get you the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Select one of three starting points that lead to matching lenders and suitable loan programs.

Overview of USDA loan requests from Lendersa


  • Lakeland Bank
  • 250 Oak Ridge Road, Oak Ridge, NJ, 07438
  • Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.
  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
  • Think One Mortgage Inc
  • 1888 HYLAN BLVD, Staten Island, NY, 10305
  • "The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience. We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
  • Entertainment Industries Federal Credit Union
  • 16 West Grand Street, Elizabeth, NJ, 07201
  • The Entertainment Industries Federal Credit Union was established to provide quality financial services to members who share our common bond. We will serve our SEG's and promote community development by providing services toward improving the social and/or economic conditions of low income residents in our field of membership.
  • Seaport Federal Credit Union
  • 5080 McLester Street, Elizabeth, NJ, 07201
  • Seaport Federal Credit Union is a member owned, not-for-profit financial cooperative institution. We are dedicated to providing quality financial products and services, delivered in a professional, courteous and timely manner. Unlike other types of financial institutions, which need to generate profits in order to satisfy stockholders.
  • Virtue Funding LLC
  • 80 West Grand Street, 3rd Floor, Elizabeth, NJ, 07201
  • Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs
  • Mortgage First Direct Inc
  • 1923 Springfield Avenue, Maplewood, NJ, 07040
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate financing to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ACCESS Federal Credit Union
  • 6 Franklin Avenue, Clinton, NY, 13323
  • ACCESS Federal Credit Union was chartered in 1947 as the Oneida Limited Employees Federal Credit Union. It was open to employees and their families of Oneida Silversmiths. In June of 1999, we changed our name to ACCESS Federal Credit Union. In August 2000, the National Credit Union Administration (NCUA) approved our request
  • BETTERWAY MORTGAGE CO
  • 333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
  • At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • Novartis Federal Credit Union
  • 124 South Ridgedale Avenue, East Hanover, NJ, 07936
  • Novartis Federal Credit Union is a full service financial institution located in East Hanover NJ. Novartis FCU was chartered in 1947 and services the financial needs of the employees of companies within Novartis AG and their families. For more information, to join or apply for a loan, visit www.NovartisFCU.org
  • Union Building Trades Federal Credit Union
  • 205 Cherry Hill Road, Parsippany, NJ, 07054
  • Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.