FHA VS Conventional loan programs in North-Reading, Middlesex County, Massachusetts

Throughout 2025, the conventional loan limit for North-Reading in the county of Middlesex, MA, is determined to be $770,500. Comparatively, the FHA limit for single-family homes in the same area is assessed at $770,500. These limits are crucial for guiding borrowers in understanding their financing options.

Lendersa® offers a sophisticated Conventional loan calculator to thoroughly compare the best rates available today among Conventional, FHA, and USDA loans. This tool helps in analyzing required income, credit scores, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in deciding the best program suitable for your financial situation in MA.

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Loan Limits and Downpayment Specifications for 2025 in North-Reading, Middlesex County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $770,500 3%
USDA $579,600 0%
FHA $770,500 3.5%

This table of comparisons is pertinent to the following zip codes: 01864, 01889

Diverse Conventional and FHA Loan Choices in North-Reading, MA

The mission of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan, hassle-free. By selecting one of three initial strategies, you can align with suitable lenders and loan offerings that meet your needs.

View Lendersa's USDA Loan Matching Results


  • Direct Wholesale Mortgage
  • 5701 Lonetree Boulevard, Suite 313, Rocklin, CA, 95765
  • Direct Wholesale Mortgage full service real estate and mortgage office, and specialize in providing clients with finding their dream homes, listing clients homes for sale and providing clients with their Mortgage lending needs. As a broker we have relationships with over 10 different lenders which offer variety of loan programs.
  • LRG LENDING
  • 5701 Lonetree Blvd, Suite 307-308, Rocklin, CA, 95765
  • At LRG Lending, the genuine care and well-being of our clients is our highest mission. We are driven to provide exceptional personal service for our clients who will always enjoy a warm, professional, and seamless experience. Our team is dedicated to building strong and honest client relationships through Loyalty, Respect, and Gratitude.
  • Capital city mortgage solution inc
  • 5701 Lonetree Blvd, Suite 317, Rocklin, CA, 95765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Capitol Direct Lending
  • 6524 Lonetree Blvd., Rocklin, CA, 95765
  • From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.
  • Empire of America Corporation
  • 5525 Oakdale Avenue, Suite 150, Woodland Hills, CA, 91364
  • After 35 years in mortgage lending, Empire of America established itself as an effective and knowledgeable mortgage lending firm that knows how to move with the times. With a wide variety of loan products available, a completely secure online platform, and literally ZERO salespeople, you'll find you can easily talk through your home loan opti
  • Mortgage Loan Services Inc
  • 20501 Ventura Boulevard, Suite 311, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Royal REP Mortgage
  • 23293 Ventura Blvd, Woodland Hills, CA, 91364
  • Our goal is to share with you invaluable information about buying and selling homes in Southern California. In addition to being able to search the Multiple Listing Services for the latest single family homes, townhouse and condo listings, you can set up an email Listing Alert system that will keep you up to date
  • Referral Lending Inc
  • 22543 Ventura Boulevard, Suite 212, Woodland Hills, CA, 91364
  • Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated.
  • Lotus Mortgage & Realty Inc.
  • 23241 Ventura Boulevard, Suite 217, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to deliver superior loan and real estate service to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Crown Real Estate & Funding Inc.
  • 21777 Ventura Blvd, Suite 265, Woodland Hills, CA, 91364
  • Crown Real Estate & Funding Inc Our team has professionals from different backgrounds. We have realtors who were CPAs for many years. Our varied experience will help us guide you to the right professional to get the advice you need, whether it be using the tax benefits of owning commercial property, accomplishing.
  • ROYAS Realty
  • 23371 Mulholland Drive, Unit 341, Woodland Hills, CA, 91364
  • ROYAS Realty takes a different approach to real estate that is built on effective negotiation, Integrity, win-win deals and positive results. We work diligently and effectively to find properties for our buyer clients and sellers can expect clear, effective negotiation, and discreet, professional marketing for their home.
  • Loan America
  • 23293 Ventura Boulevard, Woodland Hills, CA, 91364
  • Our goal has been to provide consumers with the knowledge and resources necessary to find the best offers to fit their needs, regardless of a credit score. Our staff continuously monitors the market to bring consumers the best offers available, and we post the best offers daily on this page.