Explore the differences! FHA VS Conventional loan programs in Reading, Middlesex County, Massachusetts

In 2025, Convetional loan limit in Reading, county of Middlesex, MA is $828,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Reading, county of Middlesex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The comparison table applies to zip codes: 01867, 01813

Conventional and FHA loan options in Reading, MA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Loans by Suzette
  • 430 Forest Avenue, Suite 1, Laguna Beach, CA, 92651
  • Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership.
  • Pacific Loan Group
  • 2448 Lomita Way, Laguna Beach, CA, 92651
  • Pacific Loan Group, a professional mortgage company specializing in reverse mortgages. At Pacific Loan Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Blink Home Loans Inc
  • 1385 Katella Street, Laguna Beach, CA, 92651
  • Blink Home Loans has funded numerous loans and solidified itself as a low price leader in the lending Industry. Others have tried to duplicate our process, when it comes down to it they just can’t compete with our dedication to provide the lowest rates coupled with our professionals to deliver outstanding customer service to our customers
  • Sierra Pacific Mortgage
  • 31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
  • Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades
  • Grace Capital Group Real Estate Partners
  • 301 Forest Ave, Laguna Beach, CA, 92651
  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,
  • Central Valley Communtiy Bank
  • 7100 North Financial Drive, Suite 101, Fresno, CA, 93720
  • At Central Valley Community Bank, our customers are our greatest asset. We are committed to knowing you by name and building a satisfying relationship to be the best advocate for you and your business. Everyone has unique financial challenges, and we'll take time to understand yours.
  • ALLIANCE MORTGAGE LENDING SERVICES INC
  • 7944 N. Maple Ave, Suite 116, Fresno, CA, 93720
  • Founded in 1997, Alliance Mortgage is a local mortgage company comprised of a few good mortgage professionals with deep roots in the Valley as well as comprehensive knowledge and profound experience in mortgage finance and real estate. Servicing the financing needs of homebuyers..
  • DSD Financial Inc.
  • 7614 N. Fresno St, Suite 102, Fresno, CA, 93720
  • DSD Financial partners with mortgage brokers in California to provide a simple funding source for your both Owner and Non-Owner Occupied lending needs. We have direct capital to lend and fully control the lending process from start to finish to allow for quick closings.Stop searching for a solution for your hard to place private money loans
  • L.O.A.N. Services, Inc.
  • 7067 N Mariposa St, Suite 105, Fresno, CA, 93720
  • We are a full service mortgage company based in Fresno. We specialize in VA Mortgage Loans in Fresno & Fresno County. We also serve the surrounding cities such as Clovis, Madera, Kerman, Sanger, Selma, Reedly, Kingsburg, Hanford, and Lemoore. Whether you are buying a home or refinancing in any of these zip codes 93711, 93720, or 93612,
  • Lending Concepts
  • 575 E. Alluvial Ave #102, Fresno, CA, 93720
  • Lending Concepts closes over 95% of our pre-approved loans. We utilize in-house processing which means your loan is both approved and funded locally. This allows us to be more flexible which results in faster and more efficient processing and our exceptional rate of mortgages funded.
  • CGF, INC.
  • 355 N Grand St, Eugene, OR, 97402
  • CGF, Inc. provides private mortgage financing secured by real estate. Loan purposes include acquisition, refinance, rehabilitation, and construction of commercial real estate. and also We specialize in commercial, land development, construction, residential property loans and secured investments.
  • Loan Girl
  • 898 N Fair Oaks Ave, Suite A-1, Pasadena, CA, 91103
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at SIMPLE MORTGAGE, we have the right loan program for you. Whether you're looking for Purchase, Refinance, or Specialized Loans, we can do it!