Explore the differences! FHA VS Conventional loan programs in Ipswich, Essex County, Massachusetts

In 2025, Convetional loan limit in Ipswich, county of Essex, MA is $828,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ipswich, county of Essex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The comparison table applies to zip codes: 1938

Conventional and FHA loan options in Ipswich, MA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Whittaker Gregory Burton
  • 18606 Collins Street, Tarzana, CA, 91356
  • Whittaker Gregory Burton is a sole proprietorship based in Los Angeles California and owned by Gregory Whittaker. Gregory Whittaker is a licensed Real Estate Broker with the State of California BRE #00849532 and licensed through the NMLS# 1583645, NMLS# 1450202. I have been a licensed real estate professional for over 45 years working in sales,
  • Pioneers Home Loans
  • 19327 Ventura Blvd, Suite B, Tarzana, CA, 91356
  • Pioneers Home Loans will get your Conventional Loan approved today. Conventional loans are great for any type of home buyers. Our team of experts can get you the best loan with the best rate possible. Whether you have good credit or bad credit, let us know we will listen. Pioneers Home Loans are able to get you an affordable mortgage payment plan.
  • Cliver R. Galvez
  • 19013 Ventura Boulevard, Suite I, Tarzana, CA, 91356
  • Cliver R. Galvez is a Real Estate & Mortgage Services Residential and Commercial Mortgage Broker in California provided Mortgage Services Convetional Loans FHA Loans, Purchase and Refinancing, Hard Money , Commercial Lending available and also mortgage services real estate services
  • Integrity Financing, Inc
  • 19302 Collier Street, Tarzana, CA, 91356
  • Integrity Financing, Inc offer you 25 years of Knowledge, Experience, Professionalism and Integrity. My clients know me as a go getter, the one that gets the job done!! Not only done, but well done, efficiently and painlessly. In my many years in this business I have affiliated and partnered with the best banks and lenders around.
  • Utmost Pro, Inc
  • 6047 Tampa Avenue, Suite 105, Tarzana, CA, 91356
  • Utmost Pro, Inc. Mortgage Division-specializing in residential mortgages.Our consultants know what it takes to get through underwriting quickly. We have relationships with many investors and will find the one that offers rates good for your scenario. No matter your needs we are here to help.
  • Ultimate Home Mortgage Corp.
  • 19626 Ventura Blvd, Suite 221, Tarzana, CA, 91356
  • Ultimate Home Mortgage Corp. goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage program for you and your family from the many options that are available today. We will work continuously on your behalf to help you achieve your dream of homeownership.
  • Oregon Coast Bank
  • 909 SE Bay Boulevard, Newport, OR, 97365
  • In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
  • LA Gordon Mortgage Center
  • 2350 250 St, Suite 10, Lomita, CA, 90717
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Golden State Mortgage
  • 2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
  • Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.
  • Redondo Mortgage Center
  • 2304 Artesia Blvd., Redondo Beach, CA, 90278
  • For over twenty five years Redondo Mortgage Center (RMC) has handled billions of dollars in real estate loans in Southern California. Since 1989, its in-depth knowledge and resources have maintained its preferred broker status with real estate agents, builders and other professionals in the community.
  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.